Eric Howard

Eric Howard Email and Phone Number

Executive Vice President and Chief Lending Officer @ First Savings Bank, Indiana
Eric Howard's Location
Louisville Metropolitan Area, United States, United States
Eric Howard's Contact Details

Eric Howard personal email

n/a

Eric Howard phone numbers

About Eric Howard

Experienced EVP of $2.4B publicly traded bank with $2.0B loan portfolio (NASDAQ:FSFG) with 35 years in the banking industry. Chairman of the Officer Loan Committee. $1.5MM signature authority. Member of the Board Credit Committee and ACL Assurance Committee. Oversee a team of 10 commercial lenders, the Consumer Lending Manager, and the Director of Treasury Management. Skilled in Management, Strategic Planning, Loan Production, Credit and Risk Management. #1 Division producer at Chase and Old National. Led the turnaround of an FDIC Consent Order Bank as CCO/CLO.

Eric Howard's Current Company Details
First Savings Bank, Indiana

First Savings Bank, Indiana

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Executive Vice President and Chief Lending Officer
Eric Howard Work Experience Details
  • First Savings Bank, Indiana
    Executive Vice President And Chief Lending Officer
    First Savings Bank, Indiana Nov 2014 - Present
    Clarksville, Indiana, Us
    Chief Lending Officer and Chairman of the Officer Loan Committee. Manage a team of 11 Commercial Lenders, the Director of Treasury Management and the Consumer Lending Manager. First Savings Bank has in excess of $1.7 Billion in assets and operates 15 full service financial centers. It is publicly traded on the NASDAQ exchange as FSFG, and is headquartered in Jeffersonville, IN.
  • Town & Country Bank And Trust Co.
    Executive Vice President And Chief Banking Officer
    Town & Country Bank And Trust Co. Sep 2011 - Jun 2014
    Bardstown, Kentucky, Us
    Town & Country Bank and Trust Co. is a Central Kentucky Community Bank with banking or trust offices in Nelson, Jefferson, Jessamine, and Anderson counties, founded in 1907.-Chairman of Senior Loan Committee.-Produced 2 of the 5 largest relationships in the bank. -Obtained regulatory non-objection by FDIC and KDFI for EVP duties as required by the Consent Order. -Redesigned and restructured the Lending, Credit Administration, Special Asset and Appraisal functions. -The joint FDIC and KDFI Consent Order was released in 2013, two years after joining TCBT.-Served on all Management Committees including ALCO, Risk, IT, Audit, and Capital Committees. -Achieved Criticized Asset reductions of nearly 45% in 2013.
  • Old National Bank
    Senior Vice President And Commercial Relationship Executive
    Old National Bank Jan 2007 - Sep 2011
    Evansville, In, Us
    -Managed team of three Commercial Banking Relationship Managers, a Commercial Loan Assistant and approved credits for the Leasing function for ONB Louisville as Commercial Relationship Executive.-#1 Commercial Banking Producer at ONB in 2010. -Chosen for IU Kelley School of Business Leadership Development Program.-Chaired the United Way and Fund for the Arts campaigns for ONB Louisville.-Member of the Louisville Market Management Leadership team.
  • Bank Of America
    Senior Vice President
    Bank Of America Feb 2006 - Nov 2006
    Charlotte, Nc, Us
    Senior Vice President in Dealer Commercial Services and member of the Cross Functional Management Team for the Richmond Market.
  • Jpmorgan Chase & Co.
    Vice President
    Jpmorgan Chase & Co. Sep 1997 - Feb 2006
    New York, Ny, Us
    VP Commercial BankingVP Dealer Commercial Services-#1 Producing relationship manager in the U.S. for DCS and winner of the Star of Excellence Award in 2000.-Managed relationships as large as $75 Million in credit exposure and deposits of $30 Million.-Produced new individual credit exposures of over $30 Million each in two separate divisions.-Managed average relationship commitments of $9 Million.
  • Various Banking Positions
    Indirect Lending Business Development, Credit Approval And Cash Management/Operations Roles
    Various Banking Positions Jun 1987 - Sep 1997

Eric Howard Skills

Loans Credit Banking Commercial Lending Commercial Banking Financial Analysis Finance Mortgage Lending Consumer Lending Portfolio Management Executive Management Strategic Planning Retail Banking Credit Analysis Leadership Financial Services Small Business Lending Risk Management Financial Risk Credit Risk Cash Management Management Underwriting Lines Of Credit Loan Origination Commercial Real Estate Financial Institutions Relationship Management Business Development Deposits

Eric Howard Education Details

  • University Of Louisville
    University Of Louisville
    Finance
  • Indiana University - Kelley School Of Business
    Indiana University - Kelley School Of Business
    Management Leadership Development Program
  • Bethlehem High School
    Bethlehem High School

Frequently Asked Questions about Eric Howard

What company does Eric Howard work for?

Eric Howard works for First Savings Bank, Indiana

What is Eric Howard's role at the current company?

Eric Howard's current role is Executive Vice President and Chief Lending Officer.

What is Eric Howard's email address?

Eric Howard's email address is er****@****nks.com

What is Eric Howard's direct phone number?

Eric Howard's direct phone number is (877) 418*****

What schools did Eric Howard attend?

Eric Howard attended University Of Louisville, Indiana University - Kelley School Of Business, Bethlehem High School.

What skills is Eric Howard known for?

Eric Howard has skills like Loans, Credit, Banking, Commercial Lending, Commercial Banking, Financial Analysis, Finance, Mortgage Lending, Consumer Lending, Portfolio Management, Executive Management, Strategic Planning.

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