Senior consultant to California community banks with regard to executive and Board of Director financial products, the design and implementation of non-qualified executive and director retirement benefit plans, and Bank Owned Life Insurance (BOLI) for key executives and directors.

R-3 (Rehabilitation-Restoration-Respite) is a non-profit company dedicated to developing "right sized" homes and village communities to house our homeless, farm workers, veterans, students and others on very limited incomes in very affordable housing while providing and coordinating wrap-around support services that produces stability, security and hope in the lives of those we serve.

Insurance brokerage and healthcare consulting company focused on a variety of insurance products for community banks, medical institutions and physician offices.

Community Homeless Solutions was founded in 1978 and is one of the largest homeless services agencies in Monterey County. The organization owns and manages 39 housing units for PSH housing for families, 5 shelters, two of which focus on Domestic Violence Victims and one which serves as a respite care site for individuals coming out of an acute care stay. The organization services over 250 individuals and families each night who otherwise would be homeless.

Future Citizens Foundation's Mission is to offer the young people of Monterey County opportunities for a better future. As CEO, responsibilities included strategic planning and development oversight, budgeting and forecasting, human resources management, Community development and Board relations.

Administrator overseeing physician contracting, service line development, business startups, billing and collections.

Management Services Organization providing practice management services for physician offices, professional liability insurance, business plan development, financial forecasting for healthcare entities and construction management services.

Physician group integration, practice management, marketing and communications.

Oversaw preparation of annual strategic plans and marketing surveys for partner hospitals and medical groups as well as primary care physician practice purchases and integration into larger medical groups owned and operated by Sutter Health.

Consulted on several engagements to develop and implement strategic information systems for healthcare and other business planning, financial and marketing functions. Developed expertise in optical imaging technologies, especially related to record-keeping functions.