Eric Kellum work email
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Eric Kellum personal email
Eric Kellum is a SVP, Chief Credit Officer at HyperionBank. He possess expertise in mortgage lending, credit, loans, mortgage banking, residential mortgages and 14 more skills. Colleagues describe him as "This biggest strength that comes to mind with Eric is his communication. He was very good at keeping us up to date on everything. We received excellent feedback about his overall job performance. Eric is very reliable and I wouldn’t hesitate to recommend him for any position."
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Svp, Chief Credit OfficerHyperionbankOaklyn, Nj, Us -
Svp, Chief Credit OfficerHyperionbank Aug 2024 - Present -
Vp, Senior Credit OfficerHyperionbank Sep 2017 - PresentGreater Philadelphia Area
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Small Business Approval OfficerBank Of America Jan 2016 - Jun 2017Newark, DeApplication review of secured business loans for medical doctors, dentists & veterinarians.Products included practice purchases, buy-in, relocation, remodel, equipment, debt consolidation and real estate loans.Assessed credit worthiness of personal and corporate guarantors via cash flow analysis and financial statement review including business and personal tax returns, P&L and balance sheet. Prepares Commented Risk Rating and credit component of Credit Approval MemorandumIdentification and mitigation of credit risks.Work closely with sales and fulfillment for loan structuring, clearing conditions and closing. -
Small Business Credit Analyst IiiBank Of America Apr 2014 - Dec 2016Newark, DeApplication review of unsecured small business credit lines.Assessed credit worthiness of personal guarantor and business characteristics.Personal, business credit and asset analysis.Worked closely with personal bankers, client manager & guarantors to develop personal & business profile.
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Mortgage Underwriter IiiBank Of America Aug 2013 - Apr 2014Newark, DeLending authority for Conforming and Non-Conforming residential home loans.Utilized automated underwriting engine and manual underwriting for purchase and refinance transactions.Credit, income, asset and collateral review of applications to issue appropriate conditions.
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Mortgage UnderwriterWells Fargo Home Mortgage Aug 2012 - Aug 2013Chester, PaAssessed credit worthiness while adhering to regulatory and compliance requirements.In-depth review of income & asset documents, including Sales Contracts, Title & Appraisals.Developed a strong working relationship with sales and processing to structure loans, resolve issues, assisted with re-negotiations of loans based on lending guidelines, contacting customers and partners to gather information to make appropriate decisions or explain rationale behind credit decisions.Implemented fraud detection techniques. -
Business Control Analyst (Loss Mitigation)Bank Of America May 2011 - Aug 2012Newark, DeQuality & Compliance review of Deed in Lieu/Short Sale file submissions.Insure each file has the correct investor specific documentation and meet minimum qualifying standards.Review of financial hardship (tax returns, paystubs & bank statements).Title and appraisal examination, insure all approvals, contracts, deeds, assignments, satisfactions have been properly executed.Assist a Deed in Lieu team thru their introduction into the quality workflow process, conduct weekly huddles, side by side assistance & training.Above average metrics in production decisions, reviews per hour & post quality audits.
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Short Sale & Deed In Lieu NegotiatorBank Of America Jun 2010 - May 2011Wilmington, DeMitigated loss on behalf of Bank of America & their investors.Determined approval eligibility based on financial, credit & collateral analysisCollection and review of investor specific required documents for delegated and nondelegated (Conventional, Fannie Mae, Freddie Mac & multiple MI companies)Negotiated positive outcomes with realtors, attorneys and homeownersStrong focus on port management, compliance and agingMet or exceeded production goals in Other Follow ups, Approvals, Aging & Quality
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Mortgage UnderwriterWells Fargo Home Mortgage Jan 2009 - Jul 2009Assessed credit risk.Assured program guidelines & compliance criteria were maintained. Income analysis, title & appraisal review.Port management.
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Correspondent Area Sales ManagerFirst Nlc May 2005 - Jun 2007Set up Correspondent clients, reviewed financials, MARI / Lexus Nexus reports.Issued Pre-approvals (review credit, income analysis, appraisal & title).Scrubbed mortgage pool spreadsheets for bids & pricing. Negotiated premium recapture and repurchase issues. -
Regional Sales ManagerGb Home Equity 2000 - 2004
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Correspondent UnderwriterBank One 1994 - 2000Managed underwriting team responsible for completing off site due diligence for Eastern Region.Insured underwriting guidelines and compliance criteria were maintained.Hired & trained underwriters.Served as point of contact for correspondent questions, loan structuring.
Eric Kellum Skills
Eric Kellum Education Details
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Marketing & Business
Frequently Asked Questions about Eric Kellum
What company does Eric Kellum work for?
Eric Kellum works for Hyperionbank
What is Eric Kellum's role at the current company?
Eric Kellum's current role is SVP, Chief Credit Officer.
What is Eric Kellum's email address?
Eric Kellum's email address is er****@****msn.com
What schools did Eric Kellum attend?
Eric Kellum attended Rowan University.
What skills is Eric Kellum known for?
Eric Kellum has skills like Mortgage Lending, Credit, Loans, Mortgage Banking, Residential Mortgages, Underwriting, Refinance, Banking, Finance, Loan Origination, Credit Analysis, Credit Risk.
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Eric Kellum
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