Eric Kuo Email & Phone Number

新加坡

中國 上海市

FIG, Risk , Capital , CIB, Retail , Agile, Digital

Shanghai City, China

I spearheaded the establishment of the Risk & Performance Improvement practice within the financial institution sector. I led a dynamic team in delivering projects focused on risk management and repositioning strategy services. Our expertise encompassed a wide range of topics, including CCAR, EPS, stress testing, credit portfolio management, early warning systems, risk appetite, value-based management, and strategic banking solutions.

Shanghai

I played a pivotal role in developing our firm's Risk Strategy Practice and innovative solutions in the Chinese financial sector. My focus encompassed key areas including Banking Credit Portfolio Management, Value Creation through Risk-Adjusted Performance Measurement (RAPM), Credit Underwriting Efficiency, Capital Management, Wholesale Banking Customer Segmentation, and Market Repositioning Strategy.I have addressed critical topics, including:Credit Portfolio Management and Customer… Show more I played a pivotal role in developing our firm's Risk Strategy Practice and innovative solutions in the Chinese financial sector. My focus encompassed key areas including Banking Credit Portfolio Management, Value Creation through Risk-Adjusted Performance Measurement (RAPM), Credit Underwriting Efficiency, Capital Management, Wholesale Banking Customer Segmentation, and Market Repositioning Strategy.I have addressed critical topics, including:Credit Portfolio Management and Customer Segmentation: Delving into strategies for optimizing credit portfolios and customer segmentation in the banking sector.Value Creation through Risk Management and Preparing for Interest Rate Liberalization: An exploration of how banks can create value through effective risk management and readiness for interest rate liberalization.Experience Sharing on Bank Process Reengineering: Sharing insights and experiences on reengineering underwriting processes to achieve efficiency and effectiveness Show less

I successfully developed and executed HSBC Asia Pacific's comprehensive risk strategy. This involved the implementation of economic capital (EC), leveraging EC for effective concentration risk management, the establishment of risk-adjusted profit metrics, capital allocation strategies, and proficient credit portfolio management. Throughout this process, I maintained close coordination with regulatory bodies and ensured alignment with the global headquarters on crucial regulatory discussions.

Beijing City, China

Led the development of the firm's Basel II practice in China, encompassing the formulation of a comprehensive Basel II compliance plan, orchestration of ICAAP solution execution, development of credit risk stress testing, and management of diverse projects and key client relationships, including with Big Four banks and large commercial banks

Since 2004, I have held a leadership role in Credit Portfolio Management, representing Chinatrust and actively participating in the International Association of Credit Portfolio Managers (IACPM). Noteworthy achievements include the introduction of Chinatrust's credit portfolio management and concentration management practices, resulting in the prestigious 'Risk House of the Year' recognition by Asia Risk magazine in both 2007 and 2008.My responsibilities encompass:Risk Management:… Show more Since 2004, I have held a leadership role in Credit Portfolio Management, representing Chinatrust and actively participating in the International Association of Credit Portfolio Managers (IACPM). Noteworthy achievements include the introduction of Chinatrust's credit portfolio management and concentration management practices, resulting in the prestigious 'Risk House of the Year' recognition by Asia Risk magazine in both 2007 and 2008.My responsibilities encompass:Risk Management: Implementation of economic capital, management, and oversight to achieve target return on capital.Risk Mitigation: Collaboration with capital markets for single-name risk hedging and portfolio securitization.I have also had the privilege of presenting on critical topics:Concentration Risk Management: Offering insights at the Taiwan Financial Supervisory Authority (FSA) and Banking CEOs meeting.Economic Capital Applications and Challenges: Engaging in public and private dialogues on this subject at forums including the Asian Bankers Association (ABA), Asia-Pacific Economic Cooperation (APEC), and APEC Business Advisory Council (ABAC).Practitioners Panel for CPM Experience Sharing: Participating in an IACPM seminar as a panelist alongside other experts in Credit Portfolio Management.Sound Practices in Credit Risk Management: Sharing valuable insights during visits by Vietnamese regulators and financial institutions, contributing to the advancement of credit risk management practices. Show less

As a Corporate Banking Strategic Planner, I formulated and implemented a comprehensive Corporate Banking Repositioning Strategy. This involved a 3-year transformation plan, which encompassed industry sector selection, transaction banking implementation, SME development, economic profit implementation, and the establishment of a data warehouse. Leveraged data mining to gain insights into customer behavior, facilitating data-driven decision-making

台湾 台北市 台北市

In collaboration with a prominent Japanese consumer finance leader, developed and launched a popular consumer finance product, the cash card, which subsequently gained recognition in the Taiwanese market. As part of this initiative, I developed an application scorecard to streamline and automate credit decision-making. Additionally, I conducted market sizing analysis and established a post-lending portfolio analysis framework to enhance data-driven decision-making.

Mba, International Business & Finance

Activities and Societies: 1. Market entry strategy and feasibility analysis for Korean Mobile-payment service provider 2. Empirical Tests.

Certificate, Advanced Structured Finance Master Program

Ms, Finance

Activities and Societies: Master Thesis:” The Design of Taiwan Short - Term Interest Rate Futures Contract”

Japanese Study