Eric Oliphant Email & Phone Number

Richmond, Virginia, United States

• Participates in the supervisory assessments of retail and commercial credit risk management. Including lending strategy, credit underwriting, credit policies and procedures, independent credit risk monitoring and.
• Assesses compliance with federal regulations related to credit and counterparty… Show more
• Assesses compliance with federal regulations related to credit and counterparty risk.
• Participates in horizontal assessments of credit risk and related advanced risk management practices across the Fifth District and the Federal Reserve System.
• Performs ongoing supervision through meeting with Institution management and reviewing Institution submitted materials to ensure objective and timely assessments.
• Assists in the development of examination scopes/supervisory activities.

Richmond, Virginia, United States

• Served as Examiner-in-Charge (EIC) for large foreign banking organization (Large FBO) Shared National Credit (SNC) examinations providing oversight and leadership to teams of 20+ interagency examiners.
• Provided wholesale credit risk expertise for Comprehensive Capital Analysis and Review (CCAR) examinations by assessing firm methodologies for projecting wholesale credit losses. This included assessing loss estimation.
• Provided wholesale credit risk expertise for Comprehensive Capital Analysis and Review (CCAR) examinations by assessing firm methodologies for projecting wholesale credit losses. This included assessing loss estimation.
• Served as instructor for Federal Reserve Credit Risk Analysis School (CRAS) where individuals are taught basic credit analysis and examination skills such as: -Analyzing both business and personal income statements and.
• Co-developed the Real Estate Lending Seminar (RELS) for Federal Reserve System and served as instructor where individuals are taught systematic approach to analyzing commercial real estate acquisition, development, and.

Richmond, Virginia, United States

• Served as Examiner-in-Charge (EIC) for community bank examinations and developed CAMELS ratings as part of a collaborative approach with regulatory leadership.
• Served as Asset Manager for community bank examinations completing tasks such as: developing loan review sample using a risk-based sampling process; review of credit risk management governance practices to include.
• Served as loan reviewer for Shared National Credit… Show more
• Served as loan reviewer for Shared National Credit (SNC) examinations Show less

Charlotte, North Carolina, United States

• Composed interim and annual credit reviews of Private Bank relationships to include analysis of the individual credit as well as overall industry trends that may apply, to identify potential credit quality issues as.
• Spread financial statements and federal tax returns to assess cash flow available to service debt and to allow utilization of the bank’s credit risk scorecard… Show more
• Spread financial statements and federal tax returns to assess cash flow available to service debt and to allow utilization of the bank’s credit risk scorecard system.
• Calculated financial covenant ratios to monitor loan performance as well as establish new covenants for loan extensions/modifications so that proper loan performance could be measured going forward
• Worked with management to improve work/information processes to include suggestions to improve interim and annual credit review procedures as well as implementing a computer data base to organize third party.

Charlotte, North Carolina, United States

• Managed under-performing credit relationships to limit bank’s risk of non-accrual loans, potential charge-offs, as well as deposit and treasury management risks
• Assisted Senior Portfolio Officers in management of complex syndicated credit relationships (SNCs) to include: participation in bank group calls and meetings; review of loan and legal documents, and reports provided by.
• Assisted Senior Portfolio Officers in management of complex syndicated credit relationships (SNCs) to include: participation in bank group calls and meetings; review of loan and legal documents, and reports provided by.
• Composed credit approval reports and modifications, risk rating upgrades and downgrades requests, FAS 114 impairment calculations, and quarterly loan activity reports in order to provide senior management a clear.

Jacksonville, Florida, United States

• Completed MAPs (Management Associate Program) - Bank of America’s formal Credit Training/Management program for college graduates
• Provided underwriting to include, composing Real Estate Credit Approval Reports and modifications which included financial analysis of Borrowers and Guarantors, market analysis of proposed locales for project.
• Reviewed appraisals, environmental reports and leases for accuracy… Show more
• Reviewed appraisals, environmental reports and leases for accuracy and potential risks to the Bank
• Performed industry analysis of key retail segments as well as Commercial Real Estate sub categories in order to understand their potential impact on, as well as, the condition of Commercial Real Estate industry as a.

Tavares, Florida, United States

• Provided professional customer service/satisfaction to both potential and existing customers
• Interviewed credit and non-credit applicants to determine needs and make correct recommendations utilizing product/service knowledge

North Carolina, United States

• Supervised daily work activities of 10-20 personnel in the field and garrison to include job evaluations and personal counseling
• Proven ability to work under difficult and stressful conditions; rapidly promoted to Sergeant within 28 months

Bachelor Of Arts - Ba, Economics

Education record

Certificate of Completion of three-year program comprised of approximately 120 hours of classroom instruction and multiple home study.

Education record

Bank of America’s formal Credit Training/Management program for college graduates (18 months)