My name is Eric Tedmus. I am a licensed insurance and investment advisor that provides financial services to individuals and business owners. First and foremost my recomendations are on a needs-based analysis. It is my goal to maximize wealth potential and provide superior risk management for my clients.Financial vehicles and tools may entail everything from 401K plans/Roth IRA's/Life Inurance/Mutual Funds/Life Insurance/Disability Insurance.I believe in honesty, dedication, and integrity. It is important to provide constant service and managment with the client - since their lives change every second of the day.Specialties: At the San Francisco Bay Area Agency we have four locations with over 150 years of combined finanical experience. We have many specialists - everything from financial planners (CFP) to asset allocation specialists.Our offices are located in Walnut Creek, San Francisco, Rosville, and Fremont.