Chief Technology Officer
New York, Ny, Us
Creating a Fintech- As the CTO, I joined Quarterspot as the 3rd person in the company. Starting with some initial prototypes, I built the technology for Quarterspot from the ground up. During the journey this included meeting rigorous standards like the SOC 1 type 2 certifications. From inception to date, the platform has underwritten $2B in offers, lent over $600M to small businesses and processed 1.2M daily payments. The capabilities were created in a modern cloud architecture to handle all aspects needed for a fintech lending business, including:• Loan application, including banking aggregation providers• Machine learning risk/underwriting technologies• Daily payment automation/reconciliation• Loan servicing• Peer-to-peer investing and ledger capabilities• Capital markets resale enginePracticing Software Engineering- Utilizing eXtreme Programing (XP) and Lean methodologies and cutting-edge practices like DevOps, Continuous Integration/Continuous Deployment, I built out a talented engineering organization in Austin Texas that continues to add features and ship value to the business every week. We launched in true Lean Startup fashion with very basic capabilities and were able to quickly build out features along the way, while allowing the business to grow at the same time the platform was iteratively being developed.Leading in Machine Learning- The work in Machine Learning was recognized by the Microsoft Azure Machine Learning development teams and we shared our experiences in applying advanced machine learning models into their platform. There is a case study that describes some of the work we accomplished https://bit.ly/2OaV2BTBuilt Cloud First- The entire platform and Quarterspot technology runs as a modern cloud only company. By balancing the tradeoffs of Software as a Service, Platform as a Service, and Infrastructure as a Service, we were able to navigate the balance between agility, speed, cost, and cloud agnostic solutions.