Eric Kearns Email & Phone Number

Dedicated professional with a proven track record in the financial industry offering skills in conducting in-depth analysis, financial structuring, and assessing key risk areas. Adept at evaluating and identifying trends and emerging risks in credit markets and acting as a representative of the bank, demonstrating keen business acumen. Provide subject matter expertise on complex regulatory and industry issues, and effectively present information and respond to questions from all parties. Specific regulatory knowledge in: Commercial Credit (C&I, CRE, ABL, Ag) Bank Secrecy Act (BSA) Fair Lending Practices Consumer Compliance FINRA Series 6 Security License (expired) Health and Life Insurance License (expired)Community Reinvestment Act (CRA)Select Accomplishments:• Skilled at underwriting and structuring financial agreements. Evaluate business cash flows and contribute to the process of issuing credit memos.• Extensive experience working with companies across the board with up to $40M in revenue. Review and assess financials for medical, legal, manufacturing, equipment sales, construction, financial services clients. • Oversaw the growth of the Private Banking division, increasing loans outstanding from $39M to $57M in a 2.5-year period.• Launched and grew a portfolio to $20M in the first 18 months at a start-up bank, United Western Bank.

Listed skills include Banking, Loans, Mortgage Lending, Real Estate, and 34 others.