Erick Cisneros Email & Phone Number

Clearwater, Florida, United States

United States

responsible for compiling loan documents, as well as reviewing and arranging them according to a company's finance-related policies and procedures.

Pinellas Park, Florida, United States

- Determine shipping methods and routes from pick-up location to final destination- Advise clients on transportation and payment options- Coordinate transportation and logistics details with shipping and freight companies- Estimate, negotiate, and determine postal rates, shipment costs, and other charges- Dispatch commodity to the carrier - Notify clients of cargo shipments, status en route, and time of delivery- Prepare bills of lading, invoices, and other required shipping documents- Record information such as cargo amount, weight, dimensions, time of shipment- Trace lost shipments as necessary- New Agent training and mentoring*

Tampa, Florida, United States

Analyze customers' financial situations andprovide the appropriate solution by advisingcustomers as to the appropriate loan product forthem.Builds rapport and leverages customerrelationships with existing and potentialborrowers with the goal of meeting customerneeds.Excel in a fast-paced environment with theability to multitask and follow up with multiplecustomers and work on multiple files each andevery day.Accept multiple live, qualified inbound leadsdaily.Lock loans at point of sale, request initialdocuments from the customer, and submit aninitial, paperless loan package to productionstaff in our LOSStructure and price loans accurately.Requirements2+ years' experience as a Loan Officer andlicensed in one of the above mentioned states.Ability to correctly and accurately structureand price loans.Complete knowledge of conventional andgovernment loan programs Fannie/Freddie, FHA/VA/USDA, Jumbo, Interest Only, and more(purchase).Broad understanding of state and federal lending guidelinesL

Clearwater, Florida, United States

- Determine shipping methods and routes from pick-up location to final destination- Advise clients on transportation and payment options- Coordinate transportation and logistics details with shipping and freight carriers - Estimate, negotiate, and determine postal rates, shipment costs, and other charges- Notify clients of cargo shipments, status en route, and time of delivery- Prepare bills of lading, invoices, and other required shipping documents- Record information such as cargo amount, weight, dimensions, time of shipment- Trace lost shipments as necessary

Responsibilities;-Evaluate credit worthiness by processing loan applications and documentation within specified limits-Interview applicants to determine financial eligibility and feasibility of granting loans-Determine all applicable ratios and metrics and set up debt payment plans-Communicate with clients either to request or to provide information-Complete loan contracts and counsel clients on policies and restrictions-Update job knowledge on types of loans and other financial services-Maintain and update account records -Assess customer needs, explore all options and introduce different types of loans-Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas-Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process-Οperate in compliance with laws and regulations and adhere to lending compliance guidelinesLoan Officer Qualifications / Skills:Financial skillsTime management skillsKnowledge of financial softwareCustomer serviceThoroughnessConfidentialityAnalyzing informationDecision makingProfessionalismQuality focusNegotiation skills

Clearwater, Florida, United States

- Determine shipping methods and routes from pick-up location to final destination- Advise clients on transportation and payment options- Coordinate transportation and logistics details with shipping and freight carriers - Estimate, negotiate, and determine postal rates, shipment costs, and other charges- Notify clients of cargo shipments, status en route, and time of delivery- Prepare bills of lading, invoices, and other required shipping documents- Record information such as cargo amount, weight, dimensions, time of shipment- Trace lost shipments as necessary

Completed Curriculum With Competence. Alumni, Communication, Broadcasting Journalism, Filmmaking And Cinematography., Completed Curriculum With Competence

Activities and Societies: Internship at 93.3FM WFLZ, internship 102.5FM BRN- Bubba Radio Network..Production Audio Production Camera.

Sales Marketing Communications, Selling Skills And Sales Operations

Activities and Societies: Winning Edge, Communication strategically. Mastering articulated speech for improved performance.In depth sales.

High School Diploma