Erick Cruz Email and Phone Number

• Met with prospects/clients to identify needs, goals and analyze financing and refunding alternatives• Performed quantitative analysis on proposed debt structures• Worked with Successor Redevelopment Agencies, Hospital, Cities, School Districts in Municipal Financings• Prospected new clients, created pitch books and other marketing materials used in client and prospect interaction• Structured Certificates of Participation, Tax Allocation and Revenue Bonds

• Structured general obligation bonds, certificates of participation, tax and revenue anticipation notes and equipment backed leases• Developed debt service schedules and identified refunding opportunities for clients• Evaluated financing alternatives, bonding capacity and tax rate projections for school districts• Prepared continuing disclosure documents to meet with SEC requirements

• Assisted with the management of debt and swap portfolios totaling over $8 billion • Facilitated in the development and implementation of a cash flow model to project liquidity levels for investment purposes• Evaluated Interest Rate SWAP’s for monthly and annual financial reporting• Tested effectiveness of SWAP’s in accordance with GASB 53 – Accounting and Financial Reporting for Derivative Instruments• Tracked Budget-to-Actual monthly expenses, Credit Rating Agency changes, and Continuing Bond Disclosures for Debt Portfolio • Researched and analyzed financial market data on Bloomberg Terminal and EMMA