I've always been someone who wanted to help others with their investments and broader finances. For over 20 years, I've been fortunate enough to build up significant experience as an investment consultant, research analyst, portfolio manager and wealth advisor. My years of experience working as an investment consultant to other financial advisors have given me confidence in how to service my clients.Based on my own passions, I've chosen to work closely with both wealth management firm clients and with retail clients. I work with those that have significant assets and those that do not. As an independent advisor, I can work with who I want, how I want, and I can charge reasonable fees that makes sense to my clients. I can help anyone that I want to help, without pressure from firms, sales managers, or anyone else. My institutional wealth management firm clients leverage my investment experience across institutional-quality research, portfolio management, investment technology support and investment process development. My independent views and opinions are appreciated as I am not selling any type of product and I'm not a rotating representative from a sales-oriented firm. Instead, my experience working across a variety of investment strategies and my relationships with investment firm representatives are highly leverageable for my clients. My clients and I work closely together to solidify their investment offerings on their own platform, building long-term trust in the process.The individuals, families and business clients I work with appreciate my deep investment knowledge and full financial planning support. As the lead portfolio manager on a number of strategies at FWA / Intrua, my clients have direct access to me as the decision-maker on their professionally-managed investment strategies. My clients also prefer my utilization of comprehensive financial planning tools, which may not be offered by others. My clients know their advisory fees are tied to advice and portfolio management only as I don't sell products for a commission and I don't have a sales manager.Another passion of mine, KulwickiInsights.com, was created to offer investment and other financial insights to those looking for guidance. This gives me the opportunity to broaden my reach to try to add at least a little value to anyone looking for help.My clients are awesome! If you are a wealth management firm looking for investment support, or you are an individual, family or business owner looking for help, please reach out - I'd love to see how I can help!