Eric Pappas Email & Phone Number

Los Angeles, California, US

Charlotte, NC, US

• Supported credit officers within the global corporate & investment banking group in the origination and structuring of senior syndicated loans & related credit products for Investment Grade/Non-Investment Grade.
• Prepared and presented credit approval documents for transaction requests which include deal overview, rationale for participation, financial analysis, projections, and key risks to help internal stakeholders evaluate.
• Developed base case & stress case three-statement financial models to forecast our borrower’s future earnings and covenant levels.
• Conducted due diligence on client performance through 10-Qs, equity research reports, and credit rating reports to determine our borrower’s financial condition, while analyzing the risks impacting the company and sector.
• Strategized with colleagues in Corporate Banking, Risk, and Treasury regarding transaction requests, financial performance & outlook, risk rating, and our current exposure to determine the potential profitability &.

Charlotte, NC, US

• Supported loan workout officers in the global corporate & investment banking group managing the bank’s syndicated distressed loans for borrowers in the U.S., EMEA, and APAC regions, covering $141 million in criticized.
• Completed quarterly exposure reports for each borrower outlining the cause of distress, the company’s current financial performance, the probability of repayment, and potential exit strategies to help management.
• Monitored client performance through 10-Qs, equity research reports, and 13-week cash flow forecasts to develop an understanding of how the company is managing their cash and assessing our probability of receiving.
• Reviewed collateral and enterprise valuations to determine the value of our security, as well as understanding our debt coverage levels, to help align proper reserve amounts and charge-offs to be taken.
• Strategized with credit officers and syndicated lenders regarding each borrower based on transaction requests, recent financial performance, and industry outlook to execute both in-court and out-of-court restructurings.

Charlotte, NC, US

Charlotte, NC, US

• Responsible for Central Counterparty (CCP) governance routines, overseeing the numerous components of risks associated with both direct & indirect relationships with about 60 CCPs globally, closing and/or escalating.
• Conduct in-depth reviews of individual CCP Rulebooks, while working with various stakeholders across the Enterprise, to develop a standardized, sustainable process for demonstrating our compliance to all CCP Membership.
• Record minutes and create action items for the Bank’s Global Clearing Committee (GCC) to keep members informed of significant discussion topics, and ongoing actions required from the group. The GCC is a risk governance.
• Analyze bilateral Fixed Income Forward (i.e. long settling bond trades) trading activity with counterparties to explain breaches of desk limits, which are then reported to the Counterparty Risk Management Committee, to.

Charlotte, NC, US

• Performed Global Compliance & Operational Risk (GCOR) analysis for the Investment Solutions Group and Chief Investment Office (ISG/CIO). Executed monthly and quarterly monitoring routines, and assisted with the.
• Acted as GCOR Risk Assessment coordinator. Ensured successful implementation of newly-developed Operational Risk requirements into assessments, edited language to ensure content accuracy, and generated reports for.
• Facilitated closure of a regulatory Foreign Exchange Consent Order through review of various control templates put in place for detecting market misconduct behavior across GWIM
• Conducted targeted risk assessments on a variety of topics including restricted securities trading, client prequalification into a private fund, and the Conflicts of Interest control framework

Charlotte, NC, US

• Worked within the Global Wealth and Investment Management Risk Data & Reporting team for the bank where we analyzed credit risk data for a variety of different loans and generated risk reports for the company to make.
• Interviewed numerous employees across the bank and conducted research on a potential RIAI as I presented my findings to key stakeholders at the end of the summer
• Developed a strong understanding of the risk framework at the bank
• Lead numerous weekly and monthly team meetings to bring together individual and team objectives

Boston, Massachusetts, US

• Performed indepth investment analysis on different companies and industries by studying sell side reports, presentations, and financial statements
• Spent a majority of my time analyzing the online retailer Wayfair in which I derived many value drivers of the company while also assessing their risks to help make a decision whether to buy or not
• Created a stock report on the company and made a pitch to a few members of the Putnam team based on my information and opinion

• Researched and analyzed other banks websites to help make improvements to ours
• Spent time at different branches, learning how certain departments of the bank such as investment and accounting work

• Worked cooperatively with co-workers to create a comfortable atmosphere for our consumers

Bachelor'S Degree, Finance

High School

Education record