Eric Stano, Mba Email & Phone Number

United States

Wayne, Pennsylvania, United States

• Performed credit evaluation and risk analysis on inventory financing transactions up to $50 million.
• Ensured compliance with global and local credit and risk management policies and presented applications to local and global credit committees.
• Decisioned credit applications within approval authority.

Allentown, Pennsylvania Area

• Developed, implemented, and administered trainings to Managers, ensuring best practices were followed and compliance with all internal policies and procedures.
• Reviewed data, ensuring accuracy and completeness of loan packages.
• Authorized for $2M in individual credit approval authority.

Boyertown, PA

• Identified potential or existing systemic deficiencies in the underwriting systems which adversely affected bank profitability and shareholder value.
• Performed regular loan portfolio reviews.
• Ensured credit worthiness of the loan portfolio and reviewed bank processes and procedures.

Wayne, PA

• Underwrote United States health care providers for the purchase of medical equipment.
• Analyzed financial statements for privately and publicly held companies with revenues up to several billion dollars.
• Authorized for $500k in individual credit authority.
• Was identified and placed into De Lage Landen’s high potential individual program.

• Underwrote new loan requests, renewals and modifications of existing transactions.
• Analyzed audited and company prepared financial statements, tax returns, cash flows and collateral-related data.
• Met with customers in conjunction with Relationship Managers to discuss needs and problems.

• Underwrote new loan requests for commercial customers.
• Analyzed audited and company prepared financial statements and tax returns.
• Assisted Relationship Managers with questions regarding loan decisions and underwriting process.
• Maintained 100% of monthly quota loans completed.

• Underwrote new loan requests, renewals and modifications for existing commercial customers.
• Analyzed audited and company prepared financial statements and tax returns.
• Assisted Relationship Managers with exceptions, delinquencies and documentation review.
• Identified warning signals of potential problem loans and made recommendations to management on issues and strategies.
• Completed maintenance on existing and inputted new commercial loans onto bank’s computer… Show more
• Completed maintenance on existing and inputted new commercial loans onto bank’s computer systems.

• Served as the sole loan processor for both personal and commercial loans.
• Inputted new loans and did maintenance on existing loans in bank’s computer system.

Mba, Accounting

Concentration in Accounting

Bachelor'S Degree, Marketing