Eric Stano, Mba Email & Phone Number

United States

Wayne, Pennsylvania, United States

•Performed credit evaluation and risk analysis on inventory financing transactions up to $50 million. •Ensured compliance with global and local credit and risk management policies and presented applications to local and global credit committees.•Decisioned credit applications within approval authority.

Allentown, Pennsylvania Area

•Developed, implemented, and administered trainings to Managers, ensuring best practices were followed and compliance with all internal policies and procedures.•Reviewed data, ensuring accuracy and completeness of loan packages.•Authorized for $2M in individual credit approval authority.

Boyertown, Pa

•Identified potential or existing systemic deficiencies in the underwriting systems which adversely affected bank profitability and shareholder value. •Performed regular loan portfolio reviews.•Ensured credit worthiness of the loan portfolio and reviewed bank processes and procedures.

Wayne, Pa

•Underwrote United States health care providers for the purchase of medical equipment. •Analyzed financial statements for privately and publicly held companies with revenues up to several billion dollars. •Authorized for $500k in individual credit authority. •Was identified and placed into De Lage Landen’s high potential individual program.

•Underwrote new loan requests, renewals and modifications of existing transactions.•Analyzed audited and company prepared financial statements, tax returns, cash flows and collateral-related data.•Met with customers in conjunction with Relationship Managers to discuss needs and problems.

•Underwrote new loan requests for commercial customers. •Analyzed audited and company prepared financial statements and tax returns.•Assisted Relationship Managers with questions regarding loan decisions and underwriting process.•Maintained 100% of monthly quota loans completed.

•Underwrote new loan requests, renewals and modifications for existing commercial customers. •Analyzed audited and company prepared financial statements and tax returns. •Assisted Relationship Managers with exceptions, delinquencies and documentation review.•Identified warning signals of potential problem loans and made recommendations to management on issues and strategies.•Completed maintenance on existing and inputted new commercial loans onto bank’s computer… Show more •Underwrote new loan requests, renewals and modifications for existing commercial customers. •Analyzed audited and company prepared financial statements and tax returns. •Assisted Relationship Managers with exceptions, delinquencies and documentation review.•Identified warning signals of potential problem loans and made recommendations to management on issues and strategies.•Completed maintenance on existing and inputted new commercial loans onto bank’s computer systems. •Promoted within one year. Simultaneously in charge of spreading all financial statements while underwriting loans. Show less

•Served as the sole loan processor for both personal and commercial loans.•Inputted new loans and did maintenance on existing loans in bank’s computer system.

Mba, Accounting

Concentration in Accounting

Bachelor'S Degree, Marketing