Erin M. Email & Phone Number

Norman, Ok, Us

San Antonio, Texas, Us

- Prepared, edited, and submitted quarterly progress reports and responses on behalf of the Board of Directors in response to pending and threatened enforcement actions, and supervisory responses to the OCC, CFPB, and FDIC.- Coordinated and prepared regulatory responses and filings in cooperation with stakeholders in the Audit, Compliance, and Chief Legal Office.- Researched, monitored and analyzed changes in laws and regulatory requirements and advised appropriate organizational leadership of such changes in a timely manner.- Served as liaison for the Legal Risk department and represented the department on various task forces and committees.- Engaged and collaborated with multiple business lines within the company, senior business leaders, and legal team members on regulatory requests and reports in accordance with remediation action plans.

- Designed and implemented sustainable compliance controls and reporting function for end client, a Silicon Valley fintech company, including process for intake, monitoring, tracking, and fulfillment of subpoenas and requests for information from the FBI, DOJ, SBA, and state law enforcement.- Designed compliance controls and processes and made recommendations to executive leadership to mitigate risks.- Conducted audits, testing and performed in-depth analysis of system capabilities and collaborated with the Development team to implement system enhancements for retrieving and reporting data.

Oklahoma City, Oklahoma, Us

- Managed the planning, created training, design interface, system specifications and implementation of large compliance projects.- Implemented Privacy Compliance program including: incident data intake, monitoring, reporting, and remediation of privacy breaches by working with multiple departments to secure exposed client data and implement process improvements.-Oversaw anti-money laundering (AML), Know Your Customer (KYC), and anti-corruption riskcompliance (PEP/OFAC) audit program for the U.S. Payroll division and lead the annual compliance audit of 40,000+ clients and ongoing screening program to identify third parties in the supply chain that presented sanctions and/or reputational risk.

Us

- Performed complex regulatory research and developed strategic action plans to implement business unit objectives for consumer banking regulations including OFAC, TILA, ECOA, FCRA, FCPA, UDAAP, UCC, NACHA, FDCPA, SCRA, and MLA.-Achieved timely regulatory compliance and served as point of contact for departmental responses to regulatory exams and audits, conducted review of complex data sets to ensure accuracy prior to responding to federal regulators and Corporate Compliance.- Updated, reviewed, and drafted new policies and procedures for multiple departments, advised and made recommendations to senior management to ensure compliance with banking regulations.- Evaluated business unit controls for risk assessments to identify gaps in process or procedure, worked closely with front line management to remediate findings.- Ability to research and interpret complex topics and scenarios and synthesize corresponding information for a variety of audiences within the organization, specifically managers and senior leaders.- Managed competing priorities and successfully multi-tasked in a fast paced, demanding environment in order to execute the testing project plan, validation, and review of consumer data for multiple departments in response to compliance exams.

- Researched and analyzed securities regulations by reviewing regulatory bulletins, government -databases and legal treatises to support compliance with securities regulations.- Researched and prepared documentation to facilitate mergers and acquisitions.- Analyzed regulatory laws and changes and compiled the information into written reports.

Doctor Of Law (J.D.), Juris Doctor

Bachelor Of Science (B.S.), Psychology