Seasoned Chief Risk Officer driving strategic risk management for a licensed crowdfunding platform and payment institution. Deep understanding of the fintech landscape and regulatory environment. Proven ability to build high-performing risk processes and foster a culture of risk awareness.

The Company applied for the license of the investment firm to build up an international MTF platform to start offering public trading services of digitized shares under MiFID II regulation. Main responsibility concluded management of the activity license application process, negotiations and establishing cooperation with the authorities and partners, drawing up and updating procedures, creating the principles of the risk management framework. Unfortunately, the Company was unable to fulfil in time the requirements of the pre-conditions for the final issuance of the operating license and gave up further application.

Day-to-day management of the money remittance company. Business development. Development of network of Partners.

Overseeing compliance within an organization and ensuring compliance with laws, regulatory requirements, policies and procedures. Acting as a AML contact person of the Financial Intelligence Unit.

Fulfillment of the Money Laundering and Terrorist Financing Prevention Act requirements through identification and investigation of suspicious activity. Working cooperatively with business line to establish procedures for identifying suspicious customer transactions specific to MLTF. Providing guidance, support and recommendations to business lines regarding customer AML risk ratings and account activity. Sending suspicious activity notifications to FIU. Investigation reports for the Management.

Establishing, managing and developing of B2B financing business in Eesti Telekom.

Management consulting, customer excellence, Lean Six Sigma, kaizen.

Establishing and managing Non-resident customer department.

Managing AS SEB Pank Narva branch.

Managing relationships with SME customers. Financial advise.

Managing sales department