Seventh and eighth grade Science/Social Studies teacherPromoted to Director of Operations after only two years of teaching; start date was scheduled for 7/1/15Recognized as “Teacher Leader” after first year of teaching; additional responsibilities include fostering a collaborative culture, leading professional development of fellow teachers, and facilitating improvements in the classroomsDesign, implement, and use informal and formal assessments to measure progress of studentsMaintain a classroom that demonstrates discipline, order, and rigorModel and encourage appropriate student behavior, such as social intelligence, optimism, and curiosity

Make independent credit decisions on automotive retail/lease applications by evaluating the applicant's ability to pay after consideration of income, existing debt and payment historyManage a portfolio of approximately 30 automotive dealerships in MichiganBuild, strengthen, and maintain relationships with dealers by effectively communicating credit decisions while providing prompt and courteous serviceMarket, train, and consult dealership staff on Ally financing plans and aftermarket productsEnsure compliance with underwriting policiesCollaborate with automotive, remarketing and insurance sales staff to create and implement strategies that maximize revenue and surpass operating objectives

Held responsible for managing, assessing, and tracking wholesale floor plan portfolio of accounts, both elevated and with high probability of default.Evaluated wholesale floor plan accounts to identify those with lapses based on certain risks and existence of secured collateral. Assessed liquidating wholesale accounts, including wholesale vehicle inventories and loans secured by real collateral.Estimated and documented monthly loss reserves for liquidation; administered default and elevated risk wholesale floor plan accounts based on risk/exposure and secured collateral. Developed professional working relationships with colleagues, including dealership principals, dealership staff, GMAC sales staff, GMAC legal, and local counsel.Recommend and uphold executive management approved proposals to remove or restore wholesale floor plan accounts. Determined contestable financial and operating trends, questionable status of liquidation, and controversial legal issues to provide effective recommendations in addressing similar accounts in the future.Reduced potential loss of millions of dollars in GMAC collateral and receivables.

Monitor risk and assess commercial credit of 77 car dealerships with more than $500 million worth of loans.Analyzed risk exposure and administered necessary actions to decrease exposure.Performed financial reviews including comprehensive studies and critical cash analysis.Increased investment profitability and return.Supported the Regional Business Center in the acquisition and advancement of wholesale floor plan accounts to achieve operating targets.Promoted solid working relationships with colleagues, including dealership principals, dealership staff, GMAC sales staff, GMAC legal, and local counsel.