Ernest Terry Obi Email & Phone Number

United Kingdom

As a seasoned fintech leader, I'm as passionate about making a difference by empowering businesses as I am about making a difference in the lives of the amazing people at Transactworld Digital. Transactpay breaks payment boundaries with seamless transactions, powerful integrations, and robust security. Focus on building, we'll handle the transactions.

San Francisco, California, US

• Successfully spearheaded global business sales, driving significant revenue growth, culminating in the company's achievement of Unicorn status in March 2021.
• Ensured effective management structure and business retention through timely submission of accurate sales reports and budgets.
• Established a strategic business hub in London to foster strong relationships in the UK and EU markets.
• Implemented company-wide growth strategies across key metrics, including merchant onboarding and revenue, while supporting global team development.
• Cultivated strong relationships with tier 1 banks and top-earning accounts/merchants.
• Developed and executed sales and growth strategies for key markets, including Nigeria, South Africa, Kenya, Ghana, UK, USA, Uganda, and other African countries.

Victoria Island, Lagos, NG

• Coordinated the business development phase of all channels (card business, e-payment solutions, ATM business, merchant services, internet and mobile banking services, financial inclusion initiatives, and agent banking).
• Developed and drove the bank’s e-Business strategy as a key focus for business acquisition and retention, handled budgeting and revenue assurance, and provided strategic business partnership to retail, commercial.
• Applied knowledge of e-commerce value chain while engaging various parties involved in all e-banking transactions within and outside the Bank, also implemented new market and industry specific collection and payments.
• Researched and established channel strategy to increase the Bank’s market share, conducted performance review of all e-products in line with approved budget, and presented trends and results to the executive management.
• Efficiently managed the e-Banking Operations Services of the bank, handled the reconciliation of all e-products GL accounts, and ensured prompt processing of customers’ claims/refunds, chargebacks, and transaction.

Victoria Island, Lagos, NG

• Deployed strategies to drive e-Business products and channels as critical factor for value chain business integration, also prioritized channel characteristics based on how they assist Bank achieve channel objectives.
• Developed bank wide sales budget and tactical roadmap for achievement and performance monitoring, as well as developed strategies that utilises self-service banking technology/products/services to expand the Bank’s.
• Conducted periodic analysis of e-Business operating model in line with industry/global trend, monitored all regulatory/policy changes, ensured compliance, and managed third party relationships.
• Drove strategic projects (Cash-less, e-product development, piloting, and rollout) by utilizing well-defined business structure measurement matrix, high level business support, and capacity building as well as pushing.

Victoria Island, Lagos, NG

• Managed strategic team responsible for development and management of e-Business Solutions / Platforms, virtual channels (Internet Banking, Mobile banking, POS, ATM, e-Payment, Educational portals, Public Sector.
• Implemented business value chain model across various business segments (Corporate Banking, Public Sector, Commercial and Retail businesses) through e-solutions and alternate channels for business expansion and.
• Conducted critical review of e-Business opportunities, market/customer profiling and performance improvement measures to achieve increased profitability and efficiency (Business Impact Analysis).
• Developed and deployed the e-Pay/ Payroll solutions for online real-time payment, school Solutions (Eduportal / PayOulet collections), POS Business (merchant acquisition, relationship management and value chain).
• Closely collaborated with all internal stakeholders for swift deployment and efficiency and maintained close relationship with third party service providers such as switches, PTSPs, and solution developers.

Victoria Island, Lagos, NG

• Developed and efficiently managed various electronic projects such as Fidelity e-Pay, Fidelity Remit, Fidelity Eduportal Solutions and Fidelity Pay Gate, also handled the bank’s e-Solutions’ business strategy with.
• Coordinated the e-Business platforms for SBUs in line with the banks’ strategy to maximize solution, generate revenue, and improve industry performance rating, also ensured the implementation of the Federal Government.
• Designed and implemented the Fidelity owned branded e-payment/e-collection platform, managed a robust web-based payment system for schools and online retailers, facilitated user training sessions which drove marketing.
• Liaised with service providers and support groups such as InterSwitch, eTranzact, Systemspec, Parkway and ValuCard, also participated in joint marketing calls with SBUs for product design, development, and deployment.
• Project implementation and support for on-line payment/collections products such as PAYDirect, CorporatePay (FIRS, PHCN, NITEL, OANDO, etc), AUTOPay, WebPay etc.

Lagos Island, Lagos, NG

• Handled various project such as; SCHOOLSONLINE (A web-based portal for pre-tertiary institutions) and EDUPORTAL (A web-based educational portal for tertiary institutions).
• Customized Interswitch WEBPAY solution for retail customers/institutions, designed and implemented market penetration and retention strategies for e-products, and efficiently managed e-commerce solutions platform.
• Designed Process and training manuals for users in conjunction with Operations strategy group, prepared periodic product performance reports, delivered technical training bank wide, and facilitated User Training.
• Collaborated with various divisions such as internal control and information security to ensure adequate and up-to-date controls and security of the platform, also liaised with third party solution providers to ensure.

Lagos Island, Lagos, NG

Lagos Island, Lagos, NG

Lagos Island, Lagos, NG

Lagos Island, Lagos, NG

Master Of Science - Ms, Business Management

Postgraduate Degree, Business Management