Ernest Almanza Email & Phone Number

Operate In Dallas/Fort Worth And Houston, Texas

FREE - Step by Step Medicare Guide. Send a quick email request to me: ernest@freedomequitysolutions.comMEDICARE CONSULTING during open enrollment again this year! Let our Team help you understand how medicare works and explore the options available to best serve your needs. Developed a consulting firm to focus on individuals, families, seniors and small businesses. Specialties in Safe Money accumulation strategies, Tax-Free Retirement Income planning, including Life Insurance with Living Benefits, Social Security planning, IRA planning, income-recovery planning, business continuation & succession planning.• Nationally recognized financial services and insurance expert, having been cited on ABC, FOX, NBC, CBS and CNN. • “Generation X and Y Taking Life Insurance All the Way To the Bank”, a recent article, was cited on major media outlets in November 2014. • Completed coursework to obtain Registered Financial Consultant RFC® designation through International Association of Registered Financial Consultants in 2014.• Added Social Security, income-recovery and IRA planning to practice in 2014.• Pioneered local live, live on-line and on-demand seminars & workshops. • Added two associate advisors to the firm in 2014.Joined an insurance and annuities marketing organization to develop a team of associate advisors in Dallas, the Texas region and across the U.S. Recruiting, mentoring, and training new associates into a business-building culture with a goal of developing a large base agency that spans the country.Internet URL: http://www.freedomequityadvisors.com/

Dallas/Fort Worth Area

Partnered with John L Herrick a 40 year Real Estate, Banking and Financing Expert to offer the broadest array of Business Loans and Business Financing through a nationally recognized Business Lending Platform. CONTACT JOHN TODAY at 972-865-6335 and www.GFEconsultants.com Immediate access to funds for all your business projects including Real Estate Acquisitions, business expansions, even start-ups. Complete expert consulting & mentorship in business loans and business credit. Obtain unlimited credit access based on track record. Radically different from typical (limited) consumer credit profile-based credit. Various business credit, business loans, business lending resources.

Dallas/Fort Worth Area

Yes, I'm hiring! I'm actively looking to add to my Team in the States of Texas , Ohio, CA. Former educators, teachers, administrators are encouraged to apply to help us serve this deserving and under-served market. Licensed reps that want to end the prospecting dilemma will also be considered. Contact me for full details via a complete overview video at ealmanza@appreciationfinancial.com.We help public employees make, save, and protect their money the Appreciation way.Serving the people that serve us every day is both an honor and privilege that we are grateful for. Dedicated primarily to the public school systems across America; Teacher Retirement System Pensions are a valuable and amazing retirement plan. However, understanding them and making sure you are maximizing the full ability of the pension can be challenging…especially when they change so often. We at Appreciation are versed and educated on our client’s pension plans. We provide clarity into our customer’s pensions and make sure they are maximizing all aspects and opportunities within their respective pension plan. Complete Retirement Income Planning may include availability to 403b, Roth 403b, 457 plans as approved by respective school districts.Appreciation has expanded its retirement and insurance planning services and programs to all public sector employees. Appreciation Financial and its respective carriers and Third Party Administrative (TPA) services providers have formed strong partnerships with the ultimate goal of benefiting the employers and employees they serve. Employees will save more, retire better, and ultimately save employers money in taxes and expenses.

Dallas, Tx And Cincinnati, Oh

Created an independent insurance agency with offices in Dallas and Cincinnati that represents most of the top property and casualty insurers through an affiliation with an industry clearinghouse and other regional insurers. Specializations include: business, commercial, business owners' policies, business property and personal lines covering auto, home, umbrella liability and landlord liability.• Increased policyholder base by more than 10 percent annually.• Increased business and commercial clients by 5 percent annually.• Improved retention rate on core lines of business and niche markets by 3 percent annually.Let our 28 year expertise and extensive list of companies/carriers match you with the best coverage and price point.

Cincinnati, Ohio Area

Owned three Allstate agencies in the Midwest region.• Starting with one location, one full- and one part-time employee and $2.1 million in earned premium, increased over 8 years to three agencies, 10 licensed full-time, one licensed part-time and two support staff members and $8.5 million in earned premium.• Serviced an active client base of over 7,400 households and over 11,000 policies. • Consistently recognized as a sales and business-development leader, earning multiple awards at the local, territory, regional and company level.• Sold Agencies and relocated back to home town in Texas.

Cincinnati, Ohio Area

Managed Employee Agents and consulted Independent Contractor Allstate Agencies. Implemented agency development processes into historically under performing agencies to meet all growth areas by end of 1999. Met P&C and Life plans at 100 to 100% 2 out of 3 years in the same team. Market managed 13+ million in premium.

Financial Planning And Services

RFC® - Registered Financial Consultant

Social Security Planning

Activities and Societies: ational Social Security Advisor CourseworkNational Social Security Advisor Coursework

Insurance Agency Business & Operations

AMTC Certification

Financial Planning

Life And Multiple Lines Insurance

LUTCF Designation