About UsWe have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals, title and escrow companies, painters, gardeners, plumbers, electricians home warranty companies and more to provide you with the best service possible!We are dedicated to providing the most up-to-date market data in the area. Our team is made up of caring, knowledgeable professionals that work tirelessly to help you with the home buying and selling process. In Search of the Perfect Property? Try our easy to use FAST property search! Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! Considering selling or refinancing your home? Get an INSTANT property valuation now!Contact us today to find out how we can be of assistance to you!

Welcome to Tampa Bay Home Mortgage. We pride ourselves on quality customer service and assisting you in finding the right options for you. Although there are many Tampa Bay mortgage broker companies that say they are here for you, with TBHM, we prove it to you. Whether it is a loan, mortgage questions, or simply helping you find your inner peace, we are here for you.I offer a unique variety of loan products that allow me to say "YES" to buyer more than anyone I've ever known!Purchase or Refinance Mortgage Options And Products​Fixed Rate MortgageAdjustable Rate MortgageFHA/VA to 580 Min Credit ScoreConstruction to Perm 1X Close (FL)USDA MortgageJumbo 95 % No MI (FL)Home PossibleFNMA HomestyleHelocs to 90%FHA 203K Rehab with no Origination Points​No Origination FeeNo Minimum Loan AmountReverse MortgagesForeign Nationals (No Social Security or Tax Payer ID required)Financing 1 Day After Chapter 7 Bankruptcy discharge, Chapter 13 Bankruptcy and Foreclosure​For Investors:Financing with No Prepayment PenaltyUp to 100% of Purchase Price + 100% of RehabLoans up to 1 Million​For Builders:Construction LoansConstruction to Perm VA with 0% downConstruction to Perm FHA with 3.5% downNMLS: 1088532Cell: 727-265-6961 Office: Website: www.TampaBayHomeMortgage.comE-Mail: Info@TampaBayHomeMortgage.com LinkedIn: https://www.linkedin.com/in/ernieserranoFacebook: www.facebook.com/ErnieSerranoMortgageLoanOriginatorTwitter: @ernie_serrano

Mortgage Broker for Residential and Commercial as well as Hard Money

Graduated from the Los Angeles County Sheriff's Academy North Class 314.Assignments: Pitches Detention Center North, Century Station, West Hollywood Station and Marina Del Rey Station.Medically Retired.

Managed projects in the following offices: Albuquerque, Hawaii, Los Angeles, Las Vegas, Orange County, Phoenix, Prescott, San Diego, San Francisco, Tucson.As part of Practice Management I gained experience in Accounts Payable, Facilities, Payroll and Purchasing.