Erwan Pal Email and Phone Number
As a sophomore summer intern at Independence Point Advisors (IPA), I supported the Debt Capital Markets (DCM) team on bond issuance deals. My work included in-depth analyses of Walmart bonds to create strategic recommendations for a retail client, as well as evaluating the portfolios of leading energy companies like NextEra Energy, PG&E, and Duke Energy to design bond issuance strategies and forecast initial price talks for an energy client. I also prepared a CFO recommendation proposal for Amazon on dividend issuance strategies.I'm excited to begin my summer 2025 internship at Lloyds Banking Group in New York, where I aim to make a meaningful impact while further deepening my skills and understanding of the investment banking industry.At Fordham University, I’ve been actively involved in leadership roles, including serving as Vice President and Director of the Newsletter for the Value Investing Club, Editor for the Investment Banking Society's Newsletter, and a leader in Buy Side Bootcamp. Through these positions, I’ve contributed to expanding club audiences while refining my leadership, teamwork, and communication skills. I’m also proud to have maintained academic excellence as a Dean’s List recipient for the 2022 and 2023 school years.I’m passionate about investment banking and eager to pursue a career where I can leverage my analytical abilities and collaborative mindset. I’m confident that my background and skills will enable me to excel in demanding roles within the industry.Contact Information: erwan.pal@gmail.com
Lloyds Banking Group
View- Website:
- lloydsbankinggroup.com
- Employees:
- 53179
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Incoming 2025 Corporate Markets Summer AnalystLloyds Banking Group Apr 2024 - PresentNew York, United States -
Analyst & Newsletter WriterFordham Finance Society Aug 2023 - PresentBronx, New York, United States- Authored six newsletters during the 2023-2024 school year for the largest finance club at Fordham University, providing in-depth analysis of industry trends in the aviation sector, with a focus on mergers and acquisitions. -
Vice President And Director Of The NewsletterValue Investing Club At Fordham Aug 2022 - PresentBronx, New York, United States- Led a team of 40 student contributors to successfully produce two high-quality newsletters on value investing and market trends, distributed to over 730 members, the entire university, and GAMCO Investors- Managed multiple deadlines and streamlined workflow processes to ensure timely delivery and smooth project execution while fostering a collaborative and supportive team environment- Conducted extensive research and analysis of aerospace and defense industry stocks to identify undervalued investment opportunities and published three opinion pieces in local newsletters regarding my investment analysis -
Analyst & Newsletter Writer, Finalist In Case CompetitionThe Investment Banking Society At Fordham Jan 2023 - PresentBronx, New York, United States- Selected as one of 10 students for the newsletter writer role and authored seven in-depth newsletters on M&A deals- Selected as 1 of 5 finalists of a DCF case competition, collaborating with a team member to develop a comprehensive DCF analysis for Tyson Foods by using the EBITDA Multiple and Perpetuity Growth method to calculate Implied Per Share Value- Created a detailed presentation summarizing a SWOT analysis, downside, base, and upside case for the DCF, a comparison of financials for comparable companies, and an investment analysis -
Member Of Buyside Bootcamp, Newsletter Head, Newsletter WriterFordham Alternative Investments Club Jan 2023 - PresentBronx, New York, United States- Successfully navigated a rigorous three-stage interview process to secure a coveted spot in the Buyside Bootcamp, outperforming 106 other applicants- Developed strong financial modeling and presentation skills by building DCF and revenue models for major companies like Nike and Chipotle- Led a team of 15 students to create a comprehensive 14-page newsletter focusing on venture capital and growth equity, contributing to the club's private equity research report- Analyzed emerging real estate markets to identify promising investment opportunities based on future financial projections -
2024 Summer AnalystIndependence Point Advisors Jun 2024 - Aug 2024New York, New York, United States- Supported Debt Capital Markets (DCM) Team: Assisted in executing bond issuance deals by providing detailed financial analysis and strategic recommendations.- Analyzed Walmart Bonds: Conducted in-depth evaluations of Walmart and other Fortune 500 companies' bonds to develop tailored bond issuance recommendations for a retail client.- Evaluated Energy Company Portfolios: Assessed the financial portfolios of leading energy companies, including NextEra Energy, PG&E, and Duke Energy, to create bond issuance strategies and forecast initial price talks for an energy client.- Prepared CFO Recommendation Proposal for Amazon: Developed a strategic proposal on dividend issuance strategies for Amazon's CFO, based on comprehensive financial analysis. -
Newsletter WriterFordham Fintech Network Nov 2022 - Aug 2023Bronx, New York, United States- Researched emerging trends in the digital banking sector and identified promising fintech startups disrupting the traditional banking industry- Gained insights into the future of banking by exploring how companies are leveraging fintech to innovate and enhance customer experiences -
J.P. Morgan Freshman Focus ProgramJpmorgan Chase & Co. Sep 2022 - Oct 2022New York, United States- Participated in a J.P. Morgan Freshman Immersion Program in New York City, gaining valuable insights into the firm's investment banking services and the broader industry- Engaged in discussions with J.P. Morgan employees to learn about career paths, industry trends, and best practices for success in investment banking -
Kp Launch Student InternKaiser Permanente Jun 2021 - Jul 2021- Worked with corporate-level Kaiser Permanente members by setting up Zoom meetings & discussed career paths of business that relate to the medical field. - Completed 40 Metrix Learning courses and earned a Certified Business Analysis Professional (CBAP) certification aligned with the BABOK Guide 3.0. -
Student ResearcherAspiring Scholars Directed Research Program (Asdrp) Jun 2020 - Jan 2021Fremont, California, United States- Collaborated with Stanford University scientist to conduct experiments and research on cancer therapies- Developed Python skills as a computer science intern to analyze wet biomass data and create a predictive model- Investigated the mechanisms of curcumin as a biological and life science intern to explore potential improvements in cancer therapies- Demonstrated strong problem-solving and abstract thinking skills by adapting experimental approaches to overcome challenges
Erwan Pal Education Details
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Finance, General -
High School Diploma
Frequently Asked Questions about Erwan Pal
What company does Erwan Pal work for?
Erwan Pal works for Lloyds Banking Group
What is Erwan Pal's role at the current company?
Erwan Pal's current role is Student at Fordham University's Gabelli School of Business.
What schools did Erwan Pal attend?
Erwan Pal attended Fordham Gabelli School Of Business, Carlmont High School, Foothill College.
Who are Erwan Pal's colleagues?
Erwan Pal's colleagues are Michael Moran, Claire Flowers, Ian De Maria, Emma Camm, Lee Carson, Ashley Pugh, Slavka Bozhinova.
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