Credit Analyst
Current• Review and analyze retail finance applications (Personal, vehicles and credit card applications)• Evaluating credit risk by gathering and analyzing financial data of finance applicants• Presenting the findings of analyzes to managers to determine the borrowers’ ability to repay• Identifying discrepancies and variances in credit files and reconciling them• Conducting research to identify repayment sources, earnings, capital adequacy, asset quality, re-financing, collateral protection, and guarantees of clients.• Analyze client records and using the data to recommend payment plans.