Ethan Bradford Email & Phone Number

Tempe, Az, Us

Tempe, Az, Us

Tempe, Az, Us

• Leverage SQL to extract and analyze data, providing valuable insights for informed decision-making and process optimization.• Prepare and deliver monthly investor reports for Auto Asset-Backed Securities (ABS) deals to investors and key stakeholders.• Conduct and provide in-depth data analysis for both internal and external parties, facilitating their understanding of financial trends and performance metrics.• Perform liquidity forecasting, cash positioning, and maintain debt covenant compliance.• Drive process improvement initiatives to optimize efficiency and effectiveness in treasury operations, streamlining workflows and enhancing overall performance.

Concord, Ma, Us

• Perform insurance underwriting for existing and prospective clients, including pricing and analysis.• Analyze large insurance loss datasets across various lines of business to identify trends and provide insightful information to clients.• Gather and analyze data from prospective clients to identify strategic opportunities within their insurance program and and support feasibility studies.

Concord, Ma, Us

• Produce financial statements and maintain accounting records for multiple captive insurance companies.• Oversee the preparation and presentation of financial statements and reports to key stakeholders, including board members and senior management.• Collaborate with underwriters and actuaries to evaluate insurance premium rates and develop pricing models based on risk assessments.• Liaise with regulatory authorities to ensure compliance with captive insurance licensing, reporting, and regulatory requirements.

San Francisco, California, Us

• Prepare monthly journal entries for 300-400 residential property transactions.• Coordinate with multiple title companies as the main point of contact to ensure error-free receipt of closing documents.• Participate in the preparation of financial statements and assist with annual audits.• Leverage SQL expertise for conducting data analysis and generating Mode Reports for Ad Hoc projects.

San Jose, Ca, Us

• Manage and publish a daily incentive scorecard for all collection teams. Experience working in Excel and with Pivot Tables.• Communicate and assist outside collection agencies in various tasks and requests.• Work directly with management to analyze customer processes and ensure financial data isaccurate.• Oversee agent activity, audit work, and provide feedback.

San Jose, Ca, Us

• Field inbound and outbound collection calls utilizing sales techniques in an attempt to curedelinquent accounts while providing a high end customer service experience and adhering tocompliance regulations.• Successfully mentored under performing peers by providing coaching and side by side assistance tostrengthen their sales skills. Coached on improving talk offs in order to build relationships withcustomers and offered closing techniques to resolve negative balances.• One of three agents selected to work with top merchants and offered viable payment optionstailored to the account holder’s needs and budget. Asked questions, uncovered customer’s needsand objections to establish the correct closing pitch to satisfy owing debt.• Top performing agent for six consecutive months while maintaining a quality score of at least 90%.• Listened and empathized with customers in order to transition to solutions all while overcomingobjections.

Charlotte, Nc, Us

• Offered a variety of modification opportunities to qualified homeowners often in difficult situations. • Handled high stress situations and customer complaints by utilizing deescalating techniques andempathized with homeowners to build relationships and offer payment solutions.