Evren Erbis

Evren Erbis Email and Phone Number

Vice President - Product at ClarityPay @ ClarityPay
Evren Erbis's Location
New York, New York, United States, United States
Evren Erbis's Contact Details

Evren Erbis personal email

About Evren Erbis

With over 18 years of experience in the financial services industry, I am a seasoned executive with a proven track record of launching and managing innovative and customer-centric consumer lending products across multiple markets and channels. As the former US General Manager at Lendable, I led the successful launch of the personal loans platform in the US market in July 2022, leveraging a bank partner model and API aggregators as the first origination channel. Prior to that, I was the Head of Personal Loans at HSBC USA and HSBC UK, where I developed and launched the personal loan product in US and oversaw the growth and performance of the product, ensuring compliance with US regulations and HSBC standards. In parallel, I partnered with a leading fintech company Avant(Amount) to build a new to bank digital journey. In UK, I managed the product portfolio across three brands: HSBC, M&S, and FirstDirect, transformed the business into digital and doubled the portfolio within 4 years with putting customer in the center of the proposition. My core competencies include product development, product management, business development, financial risk, and data analysis. I am passionate about harnessing technology and data to make personal finance hassle-free and customer-friendly. I am also committed to delivering value to the customers, partners, and stakeholders, as well as to the social and environmental impact of the products I create and manage.

Evren Erbis's Current Company Details
ClarityPay

Claritypay

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Vice President - Product at ClarityPay
Evren Erbis Work Experience Details
  • Claritypay
    Vice President - Product
    Claritypay Mar 2024 - Present
    New York, Ny, Us
    Responsible for Product at ClarityPay, a fintech platform that is empowering merchants with credit control to boost sales and enrich journeys.
  • Lendable
    Us General Manager
    Lendable Jul 2021 - Feb 2023
    London, Greater London, Gb
    Personal Loans, Credit Cards and Auto-Loans platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.Launched Personal Loans in US market on July 2022. Leveraged bank partner model and API aggregators as first origination channel.
  • Hsbc
    Head Of Personal Loans, Hsbc Usa - Sr. Manager
    Hsbc Jul 2017 - Jul 2021
    London, Gb
    Head of Personal Loans - Product Development and Product ManagementLaunched Personal Loan product within FirstData platform aligned with US Regulation and HSBC requirements & standards.Launched Branch channel for existing HSBC customers on May 2019 integrated with new Staff Front End and underwriting engine Zoot (external vendor). Partnered with one of the main FinTech in Personal Loan industry (Avant) to build new to bank digital journey following extensive due diligence, contracting, and business requirement gathering phases. Developed and launched the platform on July 2019.Launched HSBC Existing customer digital journeys for deposit customers as well as customers with no deposit accounts
  • Hsbc
    Head Of Personal Loans, Hsbc Uk - Sr. Manager
    Hsbc Nov 2013 - Jul 2017
    London, Gb
    Responsible from Personal Loans Product Management across 3 brands: HSBC, M&S and FirstDirect
  • Hsbc
    Cards Product Management, Hsbc Turkey - Sr. Manager
    Hsbc Jul 2012 - Nov 2013
    London, Gb
    Responsible from Cards Product Management, Product Development, Cards Acquisitions & HSBC Premier Lounge
  • Hsbc
    Cards Product Management And Acquisitions, Hsbc Turkey - Department Manager
    Hsbc Aug 2010 - Jul 2012
    London, Gb
    Marketing, Cards Product Management and Acquisitions
  • Garanti Bank
    Product & Brand Manager @ Garanti Payment Systems
    Garanti Bank Apr 2010 - Aug 2010
    Istanbul, Tr
    Directed Money Credit Card, responsible for setting key performance indicators; coordination between business linesLeveraged the new prepaid card platform for new products and campaigns
  • Garanti Bank
    Innovation-Strategic Business Development Manager @ Garanti Payment Systems
    Garanti Bank Sep 2009 - Apr 2010
    Istanbul, Tr
    Managed Innovation and New Product Development Projects under Strategic Business DevelopmentCoordinated an interbank project between an international consulting company and other participating Turkish banksRepresented Garanti Payment Systems as speaker in international conferencesOrganized consultancy sessions to international banks such as LaCaxia (Spain), West Pac (Australia) and Banque Accord (France)Coordinated the data submission for Visa Benchmark Study
  • Citibank
    Credit Policy Officer, Senior Assistant Manager
    Citibank Jun 2007 - Sep 2009
    New York, New York, Us
    • Managing new acquisitions Credit Policies in line with portfolio dynamics and profitability• Managing portfolio actions to optimize profitability/risk dynamics• Setting and reviewing/revising Credit Policy and Procedures for Credit Cards & Sub-products and Merchant Acquiring Business and ensuring that these are in-line with Global requirements. • Assisting in the delivery of the targeted financials in line with the business targets. • Developing behavior or bureau score based policies• Participated in CitiAxess cobrand card launch (currently 70% of card acquisitions in Citibank)• Managing loss forecast tools• Monitoring economic developments to identify areas of opportunity or risk. • Managing and consulting in “Migration of Card Systems” project
  • Capital One Financial Services
    Credit Cards Acquisition And Credit Strategy, Senior Associate
    Capital One Financial Services Sep 2004 - May 2007
    Mclean, Va, Us
    Promoted to Senior Business Analyst LevelDeveloped product strategies and credit policies to increase profitability and achieve growth targets in US Sub-prime Credit Card Business (#1 Issuer in US Market)Detected the instability of segmentation, introduced new techniques and built a stable and highly profitable segmentation for 16MM high risk customer portfolio (Increased NPV/account by 25%)Re-optimized Credit Policy and Product Strategy of Internet Applications (Increased Approval Rate from 14% to 31% and created 487K incremental accounts)Optimized marketing messages and hyped credit line increase program in solicitationsDerived Collections Strategy of US Credit Card Business to minimize operations cost and maximize collectability by leveraging analytical skills
  • Sisecam/Pasabahce
    Manufacturing Planning & Quality Assurance Intern
    Sisecam/Pasabahce Jul 2001 - Sep 2001
    İstanbul, Tuzla, Tr
    Analyzed the quality aspects specified by international certifications such as ISO 9001Participated in production planning / Assisted in the installation of the production line
  • Mercedes-Benz
    Manufacturing Intern
    Mercedes-Benz Jul 2000 - Sep 2000
    Auburn Hills, Mi, Us
    Completed training in conventional manufacturing operations and tools such as welding, turning on a lathe, millingObserved and analyzed the assembly operations of different types of coaches in detail

Evren Erbis Skills

Product Management Strategy Banking Business Development Product Development Credit Cards Management Marketing Business Strategy Business Analysis Training Segmentation Data Analysis Analytics Financial Risk Marketing Strategy Retail Banking Team Management

Evren Erbis Education Details

  • Northeastern University
    Northeastern University
    Industrial Engineering
  • Boğaziçi University
    Boğaziçi University
    Mechanical Engineering
  • Boğaziçi University
    Boğaziçi University
    Mechanical Engineering
  • Uskudar Fen Lisesi
    Uskudar Fen Lisesi
    Science And Math
  • Northeastern University
    Northeastern University
    Industrial Engineering

Frequently Asked Questions about Evren Erbis

What company does Evren Erbis work for?

Evren Erbis works for Claritypay

What is Evren Erbis's role at the current company?

Evren Erbis's current role is Vice President - Product at ClarityPay.

What is Evren Erbis's email address?

Evren Erbis's email address is ev****@****sbc.com

What schools did Evren Erbis attend?

Evren Erbis attended Northeastern University, Boğaziçi University, Boğaziçi University, Uskudar Fen Lisesi, Northeastern University.

What skills is Evren Erbis known for?

Evren Erbis has skills like Product Management, Strategy, Banking, Business Development, Product Development, Credit Cards, Management, Marketing, Business Strategy, Business Analysis, Training, Segmentation.

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