Evren Erbis work email
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Evren Erbis personal email
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With over 18 years of experience in the financial services industry, I am a seasoned executive with a proven track record of launching and managing innovative and customer-centric consumer lending products across multiple markets and channels. As the former US General Manager at Lendable, I led the successful launch of the personal loans platform in the US market in July 2022, leveraging a bank partner model and API aggregators as the first origination channel. Prior to that, I was the Head of Personal Loans at HSBC USA and HSBC UK, where I developed and launched the personal loan product in US and oversaw the growth and performance of the product, ensuring compliance with US regulations and HSBC standards. In parallel, I partnered with a leading fintech company Avant(Amount) to build a new to bank digital journey. In UK, I managed the product portfolio across three brands: HSBC, M&S, and FirstDirect, transformed the business into digital and doubled the portfolio within 4 years with putting customer in the center of the proposition. My core competencies include product development, product management, business development, financial risk, and data analysis. I am passionate about harnessing technology and data to make personal finance hassle-free and customer-friendly. I am also committed to delivering value to the customers, partners, and stakeholders, as well as to the social and environmental impact of the products I create and manage.
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Vice President - ProductClaritypay Mar 2024 - PresentNew York, Ny, UsResponsible for Product at ClarityPay, a fintech platform that is empowering merchants with credit control to boost sales and enrich journeys. -
Us General ManagerLendable Jul 2021 - Feb 2023London, Greater London, GbPersonal Loans, Credit Cards and Auto-Loans platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.Launched Personal Loans in US market on July 2022. Leveraged bank partner model and API aggregators as first origination channel. -
Head Of Personal Loans, Hsbc Usa - Sr. ManagerHsbc Jul 2017 - Jul 2021London, GbHead of Personal Loans - Product Development and Product ManagementLaunched Personal Loan product within FirstData platform aligned with US Regulation and HSBC requirements & standards.Launched Branch channel for existing HSBC customers on May 2019 integrated with new Staff Front End and underwriting engine Zoot (external vendor). Partnered with one of the main FinTech in Personal Loan industry (Avant) to build new to bank digital journey following extensive due diligence, contracting, and business requirement gathering phases. Developed and launched the platform on July 2019.Launched HSBC Existing customer digital journeys for deposit customers as well as customers with no deposit accounts -
Head Of Personal Loans, Hsbc Uk - Sr. ManagerHsbc Nov 2013 - Jul 2017London, GbResponsible from Personal Loans Product Management across 3 brands: HSBC, M&S and FirstDirect -
Cards Product Management, Hsbc Turkey - Sr. ManagerHsbc Jul 2012 - Nov 2013London, GbResponsible from Cards Product Management, Product Development, Cards Acquisitions & HSBC Premier Lounge -
Cards Product Management And Acquisitions, Hsbc Turkey - Department ManagerHsbc Aug 2010 - Jul 2012London, GbMarketing, Cards Product Management and Acquisitions -
Product & Brand Manager @ Garanti Payment SystemsGaranti Bank Apr 2010 - Aug 2010Istanbul, TrDirected Money Credit Card, responsible for setting key performance indicators; coordination between business linesLeveraged the new prepaid card platform for new products and campaigns -
Innovation-Strategic Business Development Manager @ Garanti Payment SystemsGaranti Bank Sep 2009 - Apr 2010Istanbul, TrManaged Innovation and New Product Development Projects under Strategic Business DevelopmentCoordinated an interbank project between an international consulting company and other participating Turkish banksRepresented Garanti Payment Systems as speaker in international conferencesOrganized consultancy sessions to international banks such as LaCaxia (Spain), West Pac (Australia) and Banque Accord (France)Coordinated the data submission for Visa Benchmark Study -
Credit Policy Officer, Senior Assistant ManagerCitibank Jun 2007 - Sep 2009New York, New York, Us• Managing new acquisitions Credit Policies in line with portfolio dynamics and profitability• Managing portfolio actions to optimize profitability/risk dynamics• Setting and reviewing/revising Credit Policy and Procedures for Credit Cards & Sub-products and Merchant Acquiring Business and ensuring that these are in-line with Global requirements. • Assisting in the delivery of the targeted financials in line with the business targets. • Developing behavior or bureau score based policies• Participated in CitiAxess cobrand card launch (currently 70% of card acquisitions in Citibank)• Managing loss forecast tools• Monitoring economic developments to identify areas of opportunity or risk. • Managing and consulting in “Migration of Card Systems” project -
Credit Cards Acquisition And Credit Strategy, Senior AssociateCapital One Financial Services Sep 2004 - May 2007Mclean, Va, UsPromoted to Senior Business Analyst LevelDeveloped product strategies and credit policies to increase profitability and achieve growth targets in US Sub-prime Credit Card Business (#1 Issuer in US Market)Detected the instability of segmentation, introduced new techniques and built a stable and highly profitable segmentation for 16MM high risk customer portfolio (Increased NPV/account by 25%)Re-optimized Credit Policy and Product Strategy of Internet Applications (Increased Approval Rate from 14% to 31% and created 487K incremental accounts)Optimized marketing messages and hyped credit line increase program in solicitationsDerived Collections Strategy of US Credit Card Business to minimize operations cost and maximize collectability by leveraging analytical skills -
Manufacturing Planning & Quality Assurance InternSisecam/Pasabahce Jul 2001 - Sep 2001İstanbul, Tuzla, TrAnalyzed the quality aspects specified by international certifications such as ISO 9001Participated in production planning / Assisted in the installation of the production line -
Manufacturing InternMercedes-Benz Jul 2000 - Sep 2000Auburn Hills, Mi, UsCompleted training in conventional manufacturing operations and tools such as welding, turning on a lathe, millingObserved and analyzed the assembly operations of different types of coaches in detail
Evren Erbis Skills
Evren Erbis Education Details
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Northeastern UniversityIndustrial Engineering -
Boğaziçi UniversityMechanical Engineering -
Boğaziçi UniversityMechanical Engineering -
Uskudar Fen LisesiScience And Math -
Northeastern UniversityIndustrial Engineering
Frequently Asked Questions about Evren Erbis
What company does Evren Erbis work for?
Evren Erbis works for Claritypay
What is Evren Erbis's role at the current company?
Evren Erbis's current role is Vice President - Product at ClarityPay.
What is Evren Erbis's email address?
Evren Erbis's email address is ev****@****sbc.com
What schools did Evren Erbis attend?
Evren Erbis attended Northeastern University, Boğaziçi University, Boğaziçi University, Uskudar Fen Lisesi, Northeastern University.
What skills is Evren Erbis known for?
Evren Erbis has skills like Product Management, Strategy, Banking, Business Development, Product Development, Credit Cards, Management, Marketing, Business Strategy, Business Analysis, Training, Segmentation.
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