• Project leader and manager of multiple CCAR/DFAST/CECL/IFRS9 projects for large financial institutions.• Developed and audited credit and retail models for major global banks to remediate stress testing regulatory matters (MRAs/MRIAs).• Advised in resolution planning and company restructuring.

• Worked on the valuation, damage calculations, restructuring and risk management of complex structured finance portfolios of global institutions (mark-to-model, mark-to-market, stress testing (CCAR/DFAST)).• Advised on issues related to several SPVs in a bankruptcy situation.• Expert witness in litigations between regulators, arrangers, portfolio managers and investors of CDOs.

Responsible for the integration of Technology (AI and ML), Finance and Risk across products, solutions and services offered by Teradata for Financial Institutions. Focus on Risk and Regulatory Compliance including CECL and IFRS9.

Responsible for the Risk Mitigation / Remediation of CIFG’s CDO portfolio (ABS CDOs, CLOs, CSOs, TRUPs) in excess of $50B. Early intervention and remediation minimized losses on troubled transactions and led to proactive solutions beneficial to all parties. • Leading member of the team that executed a $12 billion commutation for ABS CDOs and CRE CDOs. The commutation, completed in January 2009, allowed CIFG to remain solvent. Worked closely with external advisors, CDS counterparties, independent portfolio evaluators, regulators, legal and risk in this process. • Led communication with specialized groups, investors and sponsors to implement deal-specific commutations or partial remediation strategies. Evaluated proposals as backup to commutation. • Worked with the shareholders and external advisors to explore all available hedging opportunities for performing and non-performing assets of the portfolio. Constantly monitored CIFG’s CDO portfolio and instigated continuous communication with portfolio managers, investors (CDS counterparties) and arrangers to minimize losses on non-performing assets.

Lead underwriter responsible for developing CIFG’s investor base and establishing new business lines and for managing and developing the US Capital Group Business which involved origination, structuring, underwriting and execution of structured finance transactions in a synthetic (CDS) or cash form. Underwrote over $35 billion of CDOs (CLOs, ABS CDOs, CSOs, and TRUPs).• Built platform for CIFG’s US Capital Markets group internally, and established the group externally as a major player in this market. • Developed, maintained and nurtured relationships with banks, arrangers and investors, and these efforts substantially broadened CIFG’s investor base. • Managed a team of 5 professionals responsible for the CDO business covering leveraged loans, corporate bonds, mortgages and trust-preferred securities. Underwriting involved extensive credit, modeling and legal analysis plus a thorough due diligence of the CDO managers.• Responsible for developing CDS documentation with counterparties, and streamlined the credit approval process for various products by working closely with legal, credit, modeling and finance. • Participated in the risk management / hedging / mark to market of CIFG’s synthetic portfolio.• Followed Basel II developments and evaluated implications to institutions affected while identifying opportunities for CIFG.

Responsible for North America Credit Derivatives Business; Origination, Structuring, Underwriting and Execution.• Developed relationships with all Credit Derivatives players; Banks, Arrangers and Investors including Illiquid Asset Desks and Conduits. • Broadened the investor base for Synthetic Execution on cash bonds.

Head of Product Development Group responsible for structuring, trading, distribution and hedging of all Structured Products for Institutional and Private Banking Clients.• Organized Treasury sales group, arranged for group client presentations, established efficient sales follow-up, identified the need for new products in the changing market environment. • Worked with major European Banks to structure and distribute customized Structured Products.

Responsible for structuring, pricing, and trading of Credit Derivatives innovative structures and for marketing and distribution of Credit Derivative products to banks, insurance companies, mutual funds, and money managers. • Led domestic bank road show focusing on management of bank loan portfolios in a capital-efficient manner. Developed structures targeting portfolio diversification, risk reduction, and earnings enhancement within an efficient capital planning framework.• Coordinated treasury, market risk, credit risk, accounting, and legal departments to address capital planning issues related to Chase’s bank loan portfolio. Developed cutting edge products to alter risk profile, reduce the size of balance sheet assets, limit regulatory capital while increasing shareholder value. • Group was rated “Best in Credit Derivatives for 1998” by Derivatives Strategies Magazine, and “Best in Credit Derivatives for 1997” by Global Finance Magazine.

Responsible for structuring, pricing and trading of Structured Notes (bond/equity index linked, Index Choice Allocation Notes, currency linked, interest rate linked, etc) and Bond Index Swaps.• Leading member of a team that set up the Credit Derivatives Business at Lehman Brothers (trading, pricing, structuring, risk management and marketing). • Managed a $400 million bond portfolio to hedge the index swap exposure of the company as well as developing the risk management system for the above portfolio.Developed relationships with mutual funds and led national road show for major mutual fund companies focusing on the effect of new trends and regulations on the industry.• Promoted the use of structured notes by mutual funds, and created proprietary mutual fund indices and active management tools accepted widely by fund managers and S&P as performance benchmarks in compliance with the SEC regulations. • Worked with institutional clients to implement relative value ideas and optimal strategies for mortgage portfolios. Restructured domestic bank portfolios to comply with the FFIEC regulations.

Developed a Fixed Income Optimal Portfolio System as well as optimal indexation techniques.• Marketed Optimal Structured Portfolios to Institutional Clients, and analyzed and restructured portfolios including MBSs, CMOs, Corporate and Government securities to meet defined corporate targets. • Responsible for structuring and executing large dedicated portfolios on a competitive and negotiated basis.