Eyo Eyo Email & Phone Number

Lagos, La, Ng

Lagos, Nigeria

As the Managing Director and member of Halo Microfinance Bank Limited's Board, I execute the decisions of the bank's Board of Directors, manage the day-to-day operations of the bank and participate in hiring and supervision of the senior management team. I also manage relationships with Investors, regulatory agencies, creditors and other partner institutions. I create and implement a framework for the operation of an effective senior management team with the goal of fostering and maintaining a corporate culture within the bank that embodies high integrity and all other Halo MFB values. My role requires that I ensure that the organization follows best practices for internal control and risk management while operating in a fiscally responsible manner within agreed budget parameters. I also ensure sound financial recording /reporting, ensure that the bank meets the targets set forth in the business plan and annual budget. I supervise all heads of department to achieve efficient, productive and profitable loan and deposit portfolio growth in line with corporate strategy. I lead the identification of target market segments and develop strategies for growth. A key deliverable for my role is to provide strategic input and direction for the development of performance targets, including on-going monitoring to ensure achievement of set targets. I build the organizational structures and business teams to maximize productivity and performance. I ensure business compliance with company's policies, procedures and corporate governance expectations. I regularly participate in projects geared towards new products/ service development and/or product / service enhancement by giving appropriate guidance on required checks, controls, processes and procedures in line with leading practices within the sector. I facilitate and present periodic business performance review reports to the Board and also participate in other Executive Management Committees and other related tasks.

Lagos, Nigeria

As Chief Digital officer, my position collaborates cross-functionally and sets the strategic direction for digital transformation across the enterprise. This role also creates a vision that supports business goals, driving change across IT and the business, and serves as the hands-on technology leader who often presents an external face for the company’s technology vision. Responsible for the deployment of digital technologies, digital consumer experiences across all client’s business touch points and for the whole process of digital transformation. Serve as the executive sponsor for digital process innovation and map digital capabilities to strategic priorities. Develop and administer the digital project portfolio with responsibility for actual deployment of digital solutions and the centralized monitoring of often-heterogeneous digital initiatives. Measure new efficiencies and ROI by replacing manual processes with technology to drive both cost savings and revenue generation for clients. Holds oversight across digital initiatives in the company and be the “executive intermediary” during delivery. Direct and oversee the development and maintenance of digital platforms and assets, leveraging cross-functional teams. Ensure the company is developing digital assets and capabilities that will be needed to survive and thrive in the mid-term and long-term business environment, using lean start-up techniques such as minimum viable products (MVP). Develop ways to attract and retain top talent. Focus on enhancing the relationship between data and clients.Selected Contributions:  Following the successful launch of three (3) enterprise platforms for clients, task with growing cooperative clientele by five (5) annually.  Pioneering Esports Education through Endgame Esports Academy Leading the team on implementation of Esports Strategies for a client Deployed our flagship products - enterprise messaging, digital activation and cooperative solution

Principal Consultant at Uncommon Digital VAS for Creditude Global Services Ltd.Enterprise Messaging Service and Value Added Services

Lagos, Nigeria

Business Development and Key Strategic Partner at Timwe for Creditude Global Services Ltd.Digital Activation Products for customer acquisition, retention and growth across digital channels in financial service industry

Head Office, Lagos

Oversaw the business development and management of overall performance of the Individual Segment of Digital Banking business in accordance for the Bank with established strategic directions and policies. Led teams and managed products like FirstMobile app, FirstOnline Retail, FirstToken and Chat Banking on WhatsApp for growth in enrollment, active user base and revenue. Developed, deployed and managed Nano (micro) Lending and Chat Banking of WhatsApp for the bank. Deployed a new App-Based Token for authenticating customers' transactions and also executed several strategic partnerships to drive transaction volumes and values

Fbn H/O

Hold P&L responsibility for a $100+ million portfolio of the bank’s credit card business which includes driving sales, maintaining card activation and transaction volumes and achieving financial targets and overall business plan. Create a marketing strategy to generate new business utilizing a variety of tools such as creating supporting collateral, promoting cross and up-selling of products to existing and prospective client groups across the various bank segments and maintaining a database of prospective clients based upon segmentation of clients by life cycle stage. Coach team on the development and presentation of materials to customers. Conduct market research to determine the relevance of existing and new products in the market. Selected Contributions:• Developed and implemented a 3-year business plan to drive the bank’s credit card portfolio from $100+ million to $500+ million through various third party collaborations and partnerships.• Won several partnership mandates with airlines, retail merchants and community banks which positively impact the bank’s P&L.

Fbn H/O, Lagos

Developed a strategy to aggressively grow the Prepaid Card business. Conducted market research to ensure competitive product pricing. Identified and evaluated new business development opportunities through growth of existing and onboarding of prospective clients. Collaborated with departments across the bank to cross and up-sell products to existing customers. Reviewed a variety of reports to monitor key performance indicators such as client issue resolution, card issuance, activation, usage and expiring cards. Selected Contributions:• Revamped sales strategy and financial model to better manage sales processes resulting in growth in sales revenue of 191% and card issuance of 98% to target.• Grew affiliate relationships with community bank, retail stores, merchants, schools and charities by providing co-brand cards increasing total cards issued by 40%.

35 Marina, Lagos

Tagged by management to streamline business processes and deploy strategy to introduce new POS terminals. Conducted market research to identify best practices in the POS environment. Analysed and negotiated new business opportunities reviewing market strategies, deal requirements and pricing, evaluating product options and resolving internal priorities. Implemented mPOS utilizing MasterCard platform. Selected Contributions:• Facilitated multiple business deals resulting in a 90% increase in POS transaction in less than 1 year. • Restructured POS deployment increasing transactions from N12+ billion to N21+ billion in less than 1 year.

First Bank Of Nigeria Ltd, Lawanson Branch

Responsible for developing customer relationships and increasing company profitability. Trained and mentored staff on providing excellent, passion-driven customer service. Monitored unreconciled general ledger items and non-performing credits. Led various initiatives such as an off-takers mortgage finance and global personal loan projects. Conducted market research focusing on agricultural lending to small, mid and large scale farmers maintaining adherence to new Central Bank laws and regulations. Visited farm customers regularly to review secured assets. Selected Contributions:• Grew the branch balance sheet by N3 billion and profitability by N268 million reaching 86% of budget through aggressive mobilization, sales campaigns, cooperative marketing, key sector marketing and strategic risk asset growth. • Directed the funding of N347 million to a branch of Nigerian Union of Teachers for closed on-lending to 665 members allowing for better control of the exercise by streamlining bank risk; and access to group members for cross-selling opportunities.

Lawanson Branch, Lagos

Oversaw and developed branch staff in marketing for deposit mobilization in compliance with liability targets. Supervised all business activities at the branch and grew profitable customer relationships. Reviewed key performance metrics such as general ledger balances, internal and external audit exceptions, impersonal accounts identifying unusual trends performing remediation as necessary. Ensured compliance with various corporate and industry policies and procedures including bank’s physical security, conformity with corporate brand and attractive ambience. Selected Contributions:• Achieved zero provision on general ledger accounts arising from overdue unreconciled items and less than 2% provision on non-performing credits.• Pioneered share margin facilities to investors while structuring key distributorship finance in the telecom sector value chain booking N10+ billion in risk assets in less than 1 year.

Multiple Branches - Iganmu, Surulere Shopping Centre And Surulere Branches

SURULERE SHOPPING CENTRE BRANCH - APRIL, 2008 to AUGUST, 2008IGANMU INDUSTRIAL ESTATE BRANCH - AUGUST 2005 TO APRIL 2008SURULERE BRANCH - APRIL, 1999 to APRIL 2008Head Retail Marketing – Mar.’00 – Feb.’03Graduate Trainee (One year Induction) - Apr. ’99 – Mar.’00

Lagos

Main Activities• Liaised with superior to develop a technical service agreement between SPDC/SNG and its customer. • Provided technical support to the customer on Equipment conversion from liquid fuel to Gas and developed a technical database for all existing liquid-fuel equipment under the customer’s custody. • Produced usually on short notices using different PC software packages, viewgraphs to be used in presentation to management and other third parties on progress of SNG activities and Gas management functions. • Also carried out equipment energy efficiency review and options evaluation with customers; usually under supervision by superior.Independent Action* Gas data management * Prepared schedule for West African Gas PipelineProject Team -Gas Market Development (West)* Location: Agbara/Ota Gas Supply project in Ogun State * 40km x 12” diameter delivery line plus another 32km x 4’6” * Main pressure reduction, gas odorizing and metering station * Safety facilities & Communication facilities.

Master Of Science, Data Science, 4.06/5.0

Activities and Societies: Coursework includes: - Fundamentals of Data Science - Database Modelling and Database Systems - Foundational.

Fellows Seminar In Collaboration With Nigeria Leadership Initiative (Nli), High Impact Leadership, Fellowship Awarded (Fnli)

Activities and Societies: The NLI provides a platform for highly accomplished leaders and emerging leaders to develop an understanding.

Master Of Business Administration (Mba), Banking And Finance

Post Graduate Diploma, Management, Merit

Higher National Diploma (Hnd), Mechanical Engineering

Activities and Societies: Exhibitions, Workshops and Seminars.