 Business Development: Marketing of trade and asset products, identifying and interacting with prospective trade and asset clients, exploring possibilities of working capital business, over draft cash credit and term loan.  Term loans : provided as finance for acquiring income producing assets (machinery, equipment and inventory) that generate cash flows for repayment of the loan. The best use of a term loan is for construction; major capital improvements; large capital investments, such as machinery; working capital Working Capital: loans provide for the business cash it needs to keep growing until you can cover all operating expenses out of revenue. These funds provide access to cash which can be used to pay rent or mortgage payments, utilities, marketing expenses, inventory, employee etc.. Bill Discounting / Factoring Handling 24 districts in U.P. Equipment Financing: Loans are a convenient, hassle-free way to procure the equipment need to grow business. Bank Guarantees Monitoring clients’ portfolio performance, conducting profitability analysis, rendering sustained advisory services. Doing an asset-liability match & then providing the solution as per the needs of the customer, so as to achieve short term, medium term & long term goals. Providing direction and support to the team for building capability and better client servicing including providing guidelines Maintaining customer relationships for Business Development for achieving targets for Financial Services

Financial Management professional(Offering over five years of experience)PROFILE & STRENGTHS Seasoned professional with over 5 years of rich exposure across Management Trade & Asset, Finance, Banking and Loan Operations; currently working as Sr. Manager Finance with Srei Infrastructure Finance Ltd . Deft at handling tasks pertaining to Trade & asset Management, assessment and evaluation of loan proposals, approvals and legal formalities with respect to SME finance across Eastern UP. Expertise in formulating & implementing strategies towards enhancing business volumes and growth as well as analyzing & assessing revenue potential in new business opportunities Possess strong business acumen with the ability to conceive profitable and efficient solutions; Industrious thrives on challenges while working effectively with all levels of

Post Held-Associated Sales Manager –SME BANKING. -  Business Development: Marketing of trade and asset products, identifying and interacting with prospective trade and asset clients, exploring possibilities of working capital business, over draft cash credit and term loan.  Imports: Issuance of Letter of Credit/ Amendments, Handling import bills under L/ C, Import Bills on collection, Advances Remittances, Direct Import Bills, and Issuance of Delivery Orders.  Exports: Advising Letter of Credits/ Amendments, Handling export documents on collection, export documents free of payment, Issuance of Export Realization Certificates.  Buyers Credit: Arranging buyers’ credit for payment of import bills. Bank Guarantees: Issuance of Performance Bank Guarantees.  Derivatives: Forward Contracts.  Remittances: Outward Remittances, Issuance of Foreign Demand Drafts, Inward Remittances, Issuance of Foreign Inward Remittance Certificates.  Post-Shipment Finance: Discounting, Negotiation and Purchase of Export Bills in Rupee and foreign currency- extending post shipment credit.