F D Email & Phone Number

Texas, United States

• Demonstrates proficiency in analyzing extremely complex financial information including calculation of income and debt ratios, verification of assets, collateral review and credit review.
• Tangible years of experience in quality assurance, quality control, mortgage underwriting or similar experience, risk management, and/or regulatory compliance
• Evaluated creditworthiness to render a credit decision. This includes but is not limited to review of credit reports, paystubs, W2’s, financial statements, tax returns, asset statements etc.
• Successfully evaluated borrower’s credit, collateral, and capacity to repay the requested loan.
• Maintained communication with management on status of loans in process, ensure all tracking is kept up to date on loan status so it clear if loans are being held up and what the reason for the hold-up is.
• Accurately calculate borrower’s income and debt-to-income ratios, credit score, property valuation and various other factors.

United States

• Performed other duties and responsibilities as assigned.
• Provided world-class customer service and respectful, consultative guidance to clients.
• Applied knowledge of mortgage holder and investor guidelines daily.
• Performed routine loan calculations.
• Monitored compliance of work escrow agreements verifying the work is complete and funds are properly paid out on time.
• Assisted in training new hires. Determine all applicable ratios and metrics and set up debt payment plans