At Independent Benefit Solutions, our focus is on educating families, successful professionals and business owners on how wealth really works by challenging the traditional wealth accumulation and wealth distribution models. Because what we were taught about how wealth works simply isnt true. We believe you should only pay taxes once on your money and that people. not institutions, should be in control of their wealth. We do this by identifying inefficiencies in their plans and minimizing risk and unnecessary transfers of wealth. We identify tens of thousands of dollars that over their lifetimes, they are giving away unknowingly and unnecessarily. Then, we show you how to recapture that lost wealth, and we reposition it so that it is off the radar screen of the IRS for income tax purposes.Finally, we show you proven strategies on how to maximize wealth by compounding growth of your money, generating income tax-free and increasing your cash flow that you can use throughout your lifetime and even leave a lasting legacy behind.If I could find tens of thousands of dollars of your wealth that you are losing, when is that a conversation you would like to have?Note: I am insurance licensed in RI, MA, CT, FL, ME, NH, NY, NC, SC, and OH

War Veteran and Military Police Officer: 25 years of proven leadership and dedication as a Rhode Island Army National Guard Field Grade Officer. Previously completed 3 overseas tours of duty in support of the Global War on Terror. Currently assigned as G-3 Operations Division Chief, Long Term Plans. Consistently rated best amongst peers for work ethic, time management and operational skills.

Extensive knowledge of the health, life and financial services industry. Response for sales and servicing of brokerage and direct mutual fund sales as a Financial Advisor. Worked closely with fellow agent to teach, mentor and grow the agency. Performed Extensive analytical work in preparing presentations and recommendations using a client-centered and holistic planning approach.