Fábio Cassapula Email & Phone Number

Spain

Spain

Amsterdam Area

Dublin, Ireland

County Dublin, Ireland

Responsible for pricing in Global Multinational business (group accident & health, individual accident & health, leisure travel, and warranty service programs insurance)

Miami/Fort Lauderdale Area

• Responsible for pricing $200 million in premiums for group accident & health, individual accident & health, leisure travel, and warranty service programs insurance in LAC Countries• Work with country personnel in rate development for new products and benefits• Review actuarial assumptions, rate development and P&L profitability for new business and large cases.• Assist in all aspects of profitability analysis both retrospective and prospective.• Direct marketing: understand business model, pricing considerations, profitability, US GAAP assumptions for morbidity, persistency, interest and expense. • Profitability and Portfolio Analysis: as necessary to identify, measure, monitor, manage and control all elements of insurance risk, including underwriting and pricing risk, reserve risk and accumulation/catastrophe risk • Interact with claims, accounting, underwriting and legal as needed to help solve complex business problems. • Assist with carrying out predictive modeling strategies (GLM) to eliminate rate cross subsidies and improve loss ratios.• Support local countries with work on regulatory filings as required for actuarial memorandums.• Ensure pricing models and raters are technically sound and reviewed/updated regularly. Incorporate Risk Adjusted Profitability targets.•Manage through straight-line as well as dotted-line (matrix) reporting structures, with a straight-line staff of 5

Madrid Area, Spain

- Product Development support for IBERIA zone. Generate benchmark analysis and modeling into deliver technical solutions for product pricing, product development, reinsurance, direct marketing deal modelling, and portfolio management- Responsible for determining the relationship of price to risk. Determines factors, formulas, and characteristics of risks as they relate to the policy premium and value of the account.- Responsible for producing and directing the production of timely and accurate research, analysis, and recommendations with respect to rate calculations and filings, benefit pricing, financial reporting, and experience analysis.- Responsibility for information analysis, interpretation and reporting necessary to support contracting initiatives and decisions. This includes statistical analyses and modeling that estimate impacts of proposed product, benefit and/or changes including business practice and business system modifications. Conduct industry research and competitive analysis- Collaborate with internal and external stakeholders including IT, sales, independent agents, marketing and underwriting on pricing strategies and tactics. Responsibility for analysis of the impact of changes to business practices, systems, and products. - Responsibility for all aspects of pricing, including new product pricing, renewals and regulatory filings, compliance, forecasting, and monitoring results of changes.-Communicate indications and proposed changes clearly and succinctly. Present results to executive stakeholders with professional visual analysis and summaries. Involvement in the quarterly reserving process

Madrid Area, Spain

-Provide statistical information and analysis to all parties involved with the management of the LoB in Spain and Portugal· Produce all required portfolio management reports, including retention and early warning indicators.- Product and Market Research, Pricing and Product Management in developing customized solutions to Personal Lines (Private clients, Household, commercial/ personal MOTOR, Plus Products, EW, DTC, Loyalty). · Work with Regional Portfolio management and Actuarial to produce the data required for periodic rate evaluations and segmentation analysis.· Establish regular Portfolio management sessions in which results and findings can be clearly communicated within the Profit centre and to management, providing key input in UW decisions and shortening the feedback loop to pricing.· Produce Cresta a cat modelling data for the management of catastrophic exposure and reinsurance programs.· Where possible provide analysis of competitive position and market trends indentifying opportunities for expansion and introduction of new products- Responsible of the Spain Military fleet, Third Party Liability insurance that consists of more than 28,000 vehicles around the world. (casualty) – GPW 10m € - Responsible for monitoring the Orange account (Mobile insurance)- GPW 20m €

Madrid Area, Spain

São Paulo Area, Brazil

São Paulo Area, Brazil

São Paulo Area, Brazil

Master’S Degree, Sas And Vba Programming Language Applied To Insurance Business

Master’S Degree, Risk Management And Insurance Techniques

Bachelor In Actuarial Sciences