A professional with a Bachelor's degree in Accounting and over 8 years of experience in the financial industry, specializing in billing, team management, and credit marketing. Skilled in financial analysis and resolving issues related to customers' financial obligations. As a Desk Collection Team Leader for 4 years, I have experience leading and developing teams to achieve collection targets while ensuring efficient and effective processes. My 3 years as a Desk Collection Agent honed my communication skills in handling customers and negotiating payments.Additionally, my 1-year experience as a Credit Marketing Executive enriched my ability to develop and market credit products, as well as conduct in-depth creditworthiness analyses. An internship as an Accounting Staff for 3 months provided me with a strong foundation in transaction recording, financial reporting, budget management, and a deeper understanding of accounting and taxation processes.With practical experience and financial management expertise, I am capable of identifying financial issues and providing accurate solutions to improve financial strategies and achieve company goals.