Prepare an annual Shari’ah Audit Plan and present at the Internal Shariah Supervision Committee (ISSC) UAE andGroup Audit Committee as part of the overall GIA UAE Audit plan for the approval.✓ Assess in the annual Shariah Audit, Islamic Banking (IB) products, services forms, contracts, agreements, activitiesand transactions execution procedures, and other related matters are approved by the ISSC UAE.✓ Prepare Internal Shari’ah Audit Manual and programs required for conducting inspection, and to verify and documentsthe sound execution of transactions considering the ISSC's fatwas and HSA's resolutions.✓ Assess effectiveness of the ISSC by reviewing the composition and governance as per the Standards in the AnnualShari’ah Audit.✓ Prepare a report of the outcomes of the Internal Shari’ah Audit and submits to the ISSC UAE for review.✓ Act as a Global IB Subject Matter Expert in reviewing the audit planning documents, draft issues and reports for allShari’ah related audit engagements for Pakistan, Malaysia, Bangladesh, Bahrain & Brunei.

Delivered the Country Audit Plan including Shari’ah audits established in conjunction with relevant members of theCounty as well as Regional Audit Teams.✓ Provided team manage / lead assistance in the execution of Audit engagements.✓ Reviewed planning documents, issues and draft report of Shari’ah Audits for Pakistan, Malaysia, Bangladesh &Bahrain.✓ Assisted in identifying, escalating significant issues impacting IB and support issues tracking and validation work.✓ Conducted audits of branches including various functional areas of the bank such as Islamic Banking, Trade and CashManagement Operations, Credit Risk, Business Continuity Management, CDD/FATCA, Securities Services andTechnology.✓ Prepared quarterly Country Risk Assessment document to summarize all the audits including Shari’ah audits, risksand losses reported.✓ Actively tracked and escalated, where appropriate, significant issues and Shari’ah audit findings that remainunresolved.

Performed, support, and lead where directed, the planning, fieldwork, and reporting of internal audit engagements on Financial Markets (FM) including front (Sales & Trading) to back offices. Also covered Middle Office & Operations, Market Risk & Business Compliance and Finance for more than 20 countries in Europe, US including South America, Africa, and Middle East.✓ Acted as liaison with the Regional FM Management to ensure full understanding of business strategy, plans, products, performance and risk-related issues at business unit level and communicating these to the relevant Functional Audit Team members via bottom-up continuing risk assessments and dialogue.✓ Provided non-assurance services to business units where required, through participation on advisory engagements / special projects within the Group.

Prepared Country Audit Needs/ Shari’ah Risk Assessments and performed an assessment on the appropriateness of the audit plans.✓ Performed assurance reviews in other countries in the Middle East.✓ Provided assurance on significant risks within the businesses including Retail, SME, Islamic Banking and Corporatesas to whether these risks are being adequately managed and escalated appropriately.Developed, evaluated and monitored Country Assurance Plan for full year and annual performed risk assessment forauditable entities.✓ Monitored the operational risk in 1st and 2nd line of defense so that risk is being managed (i) appropriately in thebusinesses and functions within the country and (ii) consistently across the businesses and functions in the country.✓ Acted as Departmental Continuity Coordinator and keep update Business Continuity Plan.

Identified, assessed, monitored, mitigated, and reported Compliance including Shari’ah risks in the Corporate Banking under the Compliance Risk Management framework.✓ Prepared the seed matrices of key regulations and sent to BORMs for review and finalization so that they must be embedded into their Key Control Self Assessments for regular monitoring and assurance thereafter.✓ Assisted the Country BCM in the proper implementation, execution, and monitoring of BCP in the Country.

✓ Prepared, evaluated, and monitored Compliance related Internal Controls according to SBP Regulations for consumer financing including islamic Finance.✓ Evaluated all the process including Shari’ah risk assessment, coordination with Credit Policy & highlighting any suspicious transactions in consumer financing to Fraud & Risk management unit.

- Coordinate reporting requirements of Finance & Controlling for the Business Unit.- Accounting and reporting for long term projects as per the USGAAP Guidelines. - Monitoring of project procurement, cost controlling and invoicing.- Credit Management and POC Accounting as per the US GAAP Guidelines. - Ensure correct and timely Financial Reporting of the Business Unit as per the USGAAP Guidelines. - Monitoring and Analysis of Receivable and Inventory.