Core responsibility is to develop and maintain acquisition and account management credit risk strategies for Retail Unsecured portfolios with the objective to deliver optimal and sustainable returns whilst managing risk within acceptable limits. In addition. supporting number of transformation projects including delivery and integration of new loan origination systems, optimization and simplification of operational scorecards and automated decision strategies.

Worked as a senior risk specialist providing technical support to banking supervision teams onRetail Credit Risk through the delivery of asset quality and thematic reviews of major andsmall UK banks. This included regular dialogue with Bank executives as part of continuousassessment process and review of firm’s approach to provision and its adequacy in light of the quality of its assets.

Worked as a Senior Risk Manager within Retail Credit function, looking after Acquisition and Account Management strategies for revolving product suite. Key responsibilities include delivery of optimal and sustainable returns for the Retail Bank whilst managing risk within appetite.