Consumer wealth and retail banking professional of 15+ years. Extensive experience in managing cross-functional collaborations with a deep understanding of diverse cultures, business practices and stakeholders' needs. Keen knowledge of cards industry ecosystem facets such as chargeback, settlement, and transaction processing.Experienced in managing operational projects, strategy execution and process optimization. Vast exposure to business transformation and IT and keen understanding of compliance, controls, and regulatory requirements. Analyzing the vision and mission of the business to assess and mitigate operational risks.Excellent analytical and research ability, focusing on operational efficiency, process reengineering and scaling service levels. Business-minded, driven and quick-witted. Track record of building strong internal networks and adding lasting value to teams. Following tech innovations and market trends for business advancement. International banking experience across USA and Middle East.