Faiza Asim Email & Phone Number

Lahore, Pk

Islāmābād, Pakistan

As Chief Risk Officer my responsibility is to:-Lead the Risk Management Division of Pak China Investment Company, overseeing credit, market, operational, and strategic risks.-Develop and implement a comprehensive Enterprise Risk Management (ERM) framework aligned with corporate objectives and regulatory standards.-Formulate and execute key risk management policies, including the Environmental and Social Risk Management (ESRM) and Green Banking policies.-Provide strategic risk insights to the Board Risk Management Committee and the Risk Review Committee.-Facilitate informed decision-making for major investments and projects.-Ensure risk controls are integrated into business processes to align with organizational goals.-Conduct stress testing, scenario analyses, and risk reviews.-Identify and mitigate potential vulnerabilities in development finance and cross-border initiatives with China.-Ensure compliance with legal, regulatory, and internal risk management frameworks.-Foster a culture of accountability and risk awareness across the organization.-Mentor and manage a team of risk professionals and enhance the technical expertise and performance standards of the team.-Support the company’s mission as a leading Development Finance Institution.

Lahore, Punjab, Pakistan

As The Chief Anti Harassment Officer (CAHO) of the bank, I was responsible for overseeing the implementation and management of the bank's anti-harassment policies and procedures.Responsibilities include:-Developing and implementing policies and procedures to prevent and address workplace harassment:-Investigating harassment complaints: As Chief Anti Harassment Officer, I along with the Anti- Harassment Committee was responsible for investigating all complaints of harassment and discrimination that are raised by an employee. This involved conducting interviews, collecting evidence, and making recommendations for remedial action.-Maintaining records and data: Responsibility included maintaining accurate records of all harassment complaints and investigations.-Collaborating with other departments: Work closely with other departments, such as human resources, legal, and compliance, to ensure that the bank is in compliance with all applicable laws and regulations related to workplace harassment.-Advising senior management: As CAHO I provide advise to senior management on harassment- related issues and provide recommendations for improving the bank's policies and procedures related to workplace harassment.

Lahore

Primary Responsibility:To manage credit risk emanating from the bank's Commercial, SME and consumer portfolio. Had a team of 59 risks personnel reporting to me who processed credit proposals received from more than 1400 Commercial and Retail branches of ABL. Assigned approval power was PKR 200 M. Portfolio size was approximately PKR 75 billion for commercial loans and PKR 5 billion for consumer loans.Other responsibilities included:-Proper appraisal and review of all types of credit applications and approve or recommend the same to the approving levels, ensuring that lines are properly structured and incremental exposure risks are properly mitigated.-To regularly monitor the portfolio performance and take necessary measures to avoid potential delinquencies.-To ensure compliance with bank's credit policies, and SBP Regulations/Guidelines.-To underwrite proposed/existing product programs and policies for lending to all segments prior to submission to Board Committees for review/approval.-To periodically review the policies and procedures and recommend changes wherever necessitated.-Manage and control all Regional Risk Units throughout Pakistan.

Kalma Tower, Lahore

Responsibilities:Job assignment included, appraisal and risk review of credit proposals above PKR 75 Million from all Commercial and Retail Banking branches of the bank, for the consideration / approval of the sanctioning authority within the agreed turnaround time. Had a team of 11 Risk Analysts/Mangers reporting to me, with portfolio size of PKR 55 Billion approximately.

Islamabad

Primarily responsibility is to manage credit risk emanating from the bank’s Commercial, SME and Retail portfolio pertaining to North Group. Assignment includes approval /processing of credit proposals from more than 290 retail/commercial branches of ABL North Group. Assigned approval power is PKR 100 M.

Islamabad

Responsible included business growth of commercial/retail lending portfolio of 100 plus branches belonging to Islamabad region. Supervising and providing guidance for preparation of Credit proposals, structuring of credit lines to 7 credits hubs based in Islamabad region. Other responsibilities include:• Identify the target markets and potential customers and offer credit lines to them in line with the Bank's policy• To present recommendations to RGM credit and maintain close liaison with CAD and Operations and cultivate new banking relationships. Maintain a balance between managing credit risk and ensure continuous growth of portfolio.• To closely monitor health of portfolio and get regular feedback from managers.• Follow up with hubs for growth of commercial lending portfolio and reduction of NPL• To supervise credit hubs and impart guidance whenever required.

Rawalpindi

Heading a credit & marketing team comprising three Relationship Managers/associates with responsibility of processing, maintenance and monitoring of overall credit portfolio amounting to PKR 70 Billion plus

Rawalpindi

Responsibilities included:• Analysis of financial statements of the large and local and multinational companies, credit facility structuring and preparation of credit proposals• Processing, maintenance and monitoring of credit portfolio amounting to PKR 10 Billion• Developing business strategies and forecasting business goals in number terms of allocated accounts• Relationship Management of different clients having interest in in fertilizer, cement, power, sugar, oil and gas, chemicals and explosives, construction and transportation• Involved in activities like FINCON and Operations to improve customer service and banks profitability