Faizan Haider Email & Phone Number

New York, Ny, Us

Looking after Credit Risk Review for Morgan Stanley group Retail/Wealth Management exposure/portfolios under the Global Head of Credit Risk Review.

London, Gb

Credit Review and Risk Identification (CRRI) managing North America region (USA and Canada) reporting into the Group CRRI Management - Headquarters UK.• Supervises and participates in more complex reviews of Retail Portfolios.• Support areas to independently assess risks.• Evaluate controls and compliance with established policies, procedures and regulations.• Identifies Credit Risk issues in Retail Portfolios.• Making recommendations for improvement.• Participate in completing business monitoring activities.• Lead special projects and investigations.

Participated in HSBC Mexico Credit Review examination of Retail portfolios to evaluate credit activities, credit quality, adequacy of MI & portfolio monitoring, effectiveness of controls over credit processes, assess controls and compliance with established policies, procedures and regulations, made recommendations for improvement wherever needed.

Participated in HSBC Canada Credit Review examination of Retail portfolios to evaluate credit activities, credit quality, adequacy of MI & portfolio monitoring, effectiveness of controls over credit processes, assess controls and compliance with established policies, procedures and regulations, made recommendations for improvement wherever needed.

Participated in HSBC Canada Credit Review examination of Retail portfolios to evaluate credit activities, credit quality, adequacy of MI & portfolio monitoring, effectiveness of controls over credit processes, assess controls and compliance with established policies, procedures and regulations, made recommendations for improvement wherever needed.

Riyad Bank, Sa

• Formulated Consumer Credit Policies and maintained them to buildup clean portfolios• Managed and devised strategies for Credit Cards, Mortgages, Autos Finance and Personal Loans Portfolios• Monitored Key Portfolio & Risk indicators for initiating business growth, loss mitigation and portfolio profitability• Prepared Credit Loss Forecasting including Gross & Net Loss Ratios and tracked performance• Interpreted portfolio behavior, identified high risk areas and emerging trends to optimize Credit Policies• Basel II implementation on the Qualitative & Quantitative front worked along with Ernst & Young and SAS consultants for Credit Scoring Solution & Scorecard Model development project • Built relationships with cross functional teams to achieve the common objectives• Worked along with BI and IT teams on Risk data governance and policy implementation on risk systems• Constantly Monitored, Interpreted and Presented Retail asset quality to the top management for strategic planning• Assigned as Credit Bureau Relationship Manager for Retail• Worked with Credit Bureau for Customer Industry based Scoring in collaboration of FICO• Streamlined the Industry Reports with Credit Bureau Research & Advisory Center• Streamlined the data submission process to Credit Bureau

Karachi, Sindh, Pk

• Risk Reporting to the Central Bank• Risk Reporting to the Finance• Collections and Recovery Management Reports• Provided intelligence and insight to Risk Head on consumer portfolios• Provisions & Write off and overseeing GL Reconciliation • Other Analysis, Reporting & Documentation• Successfully closed Supervisory Reviews

Edinburgh, Scotland, Gb

• Risk Reporting to the Central Bank, Monthly, Quarterly and Yearly Central Bank Returns• Risk Reporting to the Finance• Risk Reporting to the Regional GRM Office (HK & UK)• Analyzed & monitored key Portfolio indicators of all consumer banking products of RBS• Analyzed & monitored Credit Quality of consumer banking portfolio• Analyzed & monitored portfolio behavior and identifying high risk areas• Collections and Recovery Management Reports, provided intelligence to the management in effectively managing the portfolio at different stages• Prepared Provisions on IFRS Models & Write off and overseeing GL Reconciliation• Assisted Policy Managers in making various policy decisions by productive portfolio analysis• Worked in collaboration for Data Warehouse project• Successfully closed Supervisory Reviews

Amsterdam, Nl

• Portfolio Risk Analysis using various MI reports• Monitored Key Portfolio indicators of all consumer banking products of ABN AMRO• Prepared various Credit MI which includes • Collections MI• Collection Performance• Portfolio Caps and Deviation Monitoring MI• IS- WAS Analysis• Delinquency Vintage Analysis• Recovery Vintage Analysis• Prepared segmentation reports and various adhoc reports on a regular basis for decision making, policy changes, Credit Presentations and Risk Management report• Worked closely with BIU on data warehouse issues for extraction of various adhoc and daily MI• Prepared graphical representation of trends for better interpretation

Amsterdam, Nl

• Disaster Recovery Management• Technology Recovery Planning• Ensured Information Security policies are being complied• Ensured IT Service Quality• Monitored & resolved Information Security violations / issues• Maintained and reviewed logs of user administration for Systems• Maintained, monitored and reviewed the Waiver and Deviation process• Updated & released Business Continuity manual periodically• Resolved issues highlighted in Disaster Recovery drills for all AAP locations

Masters In Business Administration, Finance

Bachelors In Business Administration (Hons.), Mis

H.Sc, Pre-Engineering

S.Sc, Science