Muhammad Faiz Zuhdi Bin Ghazali Email and Phone Number

As a Credit Analyst 1. I’ve developed the ability to assess applicants’ financial health, including their income, expenses, assets, and liabilities. 2. Risk Assessment: I’m skilled at evaluating the risk associated with each loan applicant, considering factors like credit history, payment behavior, and economic conditions. 3. Attention to Detail: My job demands a meticulous approach to reviewing documentation, ensuring accuracy and compliance with regulatory requirements. 4. Communication: Effective communication is essential for conveying my findings and recommendations to decision-makers within the bank and sometimes to applicants as well. 5. Decision Making: I’ve cultivated the ability to make sound lending decisions based on the analysis of various factors and weighing risks against potential rewards. 6. Time Management: Managing multiple loan applications simultaneously requires good organizational skills and the ability to prioritize tasks effectively.

Matched trade and non trade payables invoices with purchase orders and delivery receipts to ensure accuracy and completeness of transactions.Liaise with the stakeholder on supporting document to ensure the precision of the payment according to the SOA. Appeal Statement of Account (SOA) and reconciliation in the system or the supplierLiaise with the stakeholder on the pricing rearrangementProficiently managed the preparation and timely execution of payments to suppliers and stakeholders, ensuring smooth financial transactions and fostering strong vendor relationshipsProficiently prepared and meticulously filed critical financial documents to ensure accuracy and compliance within the finance department.

- Engaged, educated and befriended customers to deliver amazing shopping experience.- Increased brand awareness through event marketing, sales and brand promotion.

- Monitored sales floor and merchandise displays for presentable condition, taking corrective action such as restocking or reorganizing products.- Maintained customer satisfaction with quick and professional handling of product returns.- Logged reports, expenses, receipts, and sales in company database.

- Promoted application on Petronas Setel and elaborated the app functions- Closed 400 downloads for SETEL, a mobile application by PETRONAS.- Convinced PETRONAS users to practice a more seamless way of paying their gas.- Increased brand awareness through event marketing, demonstrations, sales and brand promotion.- Functioned as team player by working with other members to deliver sampling goals.