Fandi Alfathan Muhammad Email and Phone Number
Dynamic and results-oriented banker with 1+ years of experience in retail banking operations. Proven expertise in building and maintaining customer relationships, driving sales growth, and delivering exceptional service. Skilled in financial analysis, risk assessment, and regulatory compliance, with a strong focus on operational efficiency and profitability. Strong team player with excellent communication and interpersonal skills. I am seeking a position that will enrich my expertise and allow me to apply my skills within a professional business setting.
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Program Relationship ManagerPt. Bank Negara Indonesia (Persero) Tbk.Bandung, Id -
Program Relationship ManagerPt. Bank Negara Indonesia (Persero) Tbk. Aug 2022 - Present -
Standard Credit Junior Account OfficerPt. Bank Negara Indonesia (Persero) Tbk. Aug 2022 - PresentBandung, West Java, Indonesia- Building and maintaining strong relationships with clients, understanding their financial needs, and providing tailored banking solutions- Evaluating the creditworthiness of clients involves analyzing financial statements and credit reports, as well as conducting risk assessments. Evaluating various risk factors such as industry conditions, market trends, economic indicators, and potential collateral to gauge the likelihood of default or repayment delays. - Using financial ratios (e.g., debt-to-equity ratio, current ratio) to measure liquidity, solvency, and overall financial stability. Considering qualitative factors such as management capability, business strategy, and external factors impacting the client's business. - Synthesizing findings from financial analysis and risk assessment to make informed decisions on extending credit, setting credit limits, and determining terms and conditions of loans or credit facilities. -- Documenting credit evaluations, preparing credit proposals or recommendations, and communicating findings to relevant stakeholders such as credit committees or management. - Monitoring 100+ ongoing credit exposures, reviewing financial performance periodically, and adjusting credit limits or terms as necessary based on changes in the client's circumstances or market conditions. - Maintaining detailed records of collection activities, updating account information, and preparing reports for management on collection efforts and outcomes. -
Head Of Human Resources DepartmentUnpar Radio Station Aug 2019 - Dec 2020Bandung Dan Sekitarnya, Jawa Barat, Indonesia- Solve problems among 81 members to maintain and improvemember performance- Oversee all recruitment and training activities following theobjectives of the organization- Monitored, and evaluated all division activities and workprogram to attain 100% completion- Developed procedures and policies regarding daily activitiesto increase efficiency
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Chief Of Music DirectorUnpar Radio Station Sep 2018 - Aug 2019Bandung, Jawa Barat, Indonesia- Developed and conduct a training program for new members- Monitored, controlled, and evaluated all Music Directoractivities and work program to attain 100% completion- Created a performance report every term regarding allactivities in the Music Director division to the Head of humanresources department
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Staff Music DirectorUnpar Radio Station Sep 2017 - Sep 2018Bandung, Jawa Barat, Indonesia
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Pop-Up Division InternPiktura Lensa Nusa (Jonas Photo) Aug 2019 - Dec 2019Bandung, Jawa Barat, Indonesia- Develop business processes to improve the effectiveness ofthe Pop‑up division- Create various kinds of documents required by the Pop‑updivision- Contribute to all Pop‑up event activities -
Person In ChargeNgabret 2.0 Event Nov 2018 - Mar 2019Bandung, Jawa Barat, Indonesia- Provide suggestions, criticism, and ideas to the chiefexecutive- Directed and achieved the target of 100% event attendance
Fandi Alfathan Muhammad Education Details
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Business Administration And Management, General
Frequently Asked Questions about Fandi Alfathan Muhammad
What company does Fandi Alfathan Muhammad work for?
Fandi Alfathan Muhammad works for Pt. Bank Negara Indonesia (Persero) Tbk.
What is Fandi Alfathan Muhammad's role at the current company?
Fandi Alfathan Muhammad's current role is Program Relationship Manager.
What schools did Fandi Alfathan Muhammad attend?
Fandi Alfathan Muhammad attended Universitas Katolik Parahyangan.
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