Planning for a secure future, be it for yourself, your family or your business, is one of the most important steps you will ever take.At Pennine Wealth Management we understand the importance of supporting you on this journey and invest our time in understanding your world, appreciating where you are now and where you want to be. We treat all our clients as an individual and we listen and advise based on our professional experience. As Founder of PWM & Chartered Financial Planner, I have two decades of experience within the financial services sector. Although I am a business woman and experienced professional, I am also a mum with a young family, so I personally understand the importance and challenges of planning a secure financial future for yourself, your family & your business as those needs change and evolve over time. We work with both private and corporate clients from a diverse range of sectors and with our focus on delivering exceptional customer service, we are a business built on long-standing relationships and personal recommendations.We would be delighted to hear from you, drop us a line faye.formisano@sjpp.co.uk or call on 01484 687777.Specialties: Wealth Management, Portfolio Construction. Supporting business and corporate growth and development through our tailored Entrepreneurs Club.Reviewing existing pension arrangements including Personal arrangements. Employee/Executive/Group & Stakeholder/Auto-enrolment qualifying pension schemes. Private Health/Employee benefits, Life assurance, Key Man & Business protection.Divorce financial advice & pension options.Investment planning for children & school fee plans.Funds, onshore & offshore bonds.Tax efficient investment planning, Inheritance Tax, Gifting & Succession Planning.The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.Pennine Wealth Management is an Appointed Representative of and representsonly St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James's Place Partnership' titles `Partner' and `Partner Practice' are the marketing terms used to describe St. James's Place representatives. SJP Approved