Fazal-E-Abbas Najmi Email & Phone Number

Dubai, United Arab Emirates

• Successful pilot launch for the BNPL card program for Tamara KSA and UAE with push provisioning support for Google pay & Apple pay in UAE and for Mada pay and Apple pay in KSA.
• Stakeholder and communication management for internal and external partners.
• Setup of Program governance structure for the launch of Cards.
• Designed and developed the Card authorization system for Tamara BNPL core system.
• Trained and consulted the Tamara Management and Product teams for Card Issuing domain knowledge and Card operation (recon & settlement) SOPs
• Supported NI with reviewing the MSA and BIN sponsorship agreements with BIN sponsors (KSA & UAE)

Global

Coaching and guiding students from Secondary to Masters level to choose the right path for their education and career goal.

Dubai, United Arab Emirates

• Achievements:
• Implemented acceptance solution (POS/Ecommerce) certified by VISA (ADVT) & MasterCard (MTIP) with Prepaid Card Issuing (VISA) a feature-rich mobile app for needs of an SME via Outcome-Driven Innovation
• Established dockerized cloud (AWS) infrastructure with DevOps automation
• Obtained PCI DSS certification for the technology stack & establishing security posture for the company
• Migrated the QPAYI system, responsible for processing USD 1.2 billion in payment transactions, to Qatar Islamic Bank within six months
• Lead a cross-functional team of 10 Rock stars to achieve business objectives, fostering team development through ongoing collaboration.

• Achievements:
• Architected a complete solution for Islamic Master Credit card having integration with a modern digital frontend.
• Executed delivery of overall project by leading, partnering with multiple internal and external stakeholders (Openway, Mastercard, GoldenChip, Thales, Gemalto, and Avanza).
• Completed the execution of the multi-million-dollar project within budget & 6 months’ time as per plan.Key Responsibilities:
• Collaborated with stakeholders (internal) to determine project specifications and scope.
• Served as technical liaison, supporting engineering, management, procurement, sales and marketing, quality assurance and supply base.

Karachi, Pakistan

• Achievements
• Successfully conceptualized and lead the development of state of the art Financial services products with LIVE deployments in several Pakistani banks. Products include: o Card management system o Mobile money system o.
• Simultaneously managed large-scale projects effectively, and consistently delivered projects within the allotted time and budget to meet yearly KPIs
• Provided technical and functional expertise to assess and migrate the National Payment systems, both locally and internationally.
• Worked on the conceptualization of a shared, low cost, inter-operable digital financial payment scheme for credit unions associations across Indonesia and the Philippines.Product/Projects NBP Funds Designed and.

Karāchi, Sindh, Pakistan

Consulting Projects:WOCCU – Philippines & Indonesia Worked with World Council of Credit Unions and its local partners in Philippines & Indonesia to assess the readiness of credit unions to connect to an interoperable digital financial payments system. Managed the project to onboard credit unions to participate in an interoperable payment system, which.

Karachi, Pakistan

• Achievements
• Managed the entire branchless banking portfolio for Bank Alfalah as their technology partner. All solutioning related to branchless banking business requirement were done in the capacity of a Solutions Architect.
• Simultaneously managed large-scale requirements effectively, and consistently delivered updates within the allotted time to meet the Partner’s expectations (BAFL) i.e. EOBI pensioner project, supply chain digitization.
• Managed a pool of consultants and engineers for project engagements
• Trained and mentored resources for mobile financial services domain knowledge
• Prepared & delivered technical presentations, performed demos / POCs & built client trust.

Karachi

• Client:BAFL and WARID
• Managing the project portfolio for Mobile Paisa having multiple small to medium projects, not limited to upgrading Fundamo EE, Implementation of ESMARTS BO and Agent Portal. Launching CUP card and mobile-POS (mPOS)..
• Supply Chain Digitization for Punjab Beverages Company (mPOS and Wallets),
• EOBI Pensioners - Carded Wallet Project with real time Bio Metric verification
• Enabling Bio Metric verification for Bank Account openingDaewoo Provided Daewoo with a payment solution to top-up their proprietary travel cards via KIOSKA2ZPayments Enabled A2ZPayments to offer online payments of.
• Training and Mentoring for Mobile Financial Services domain knowledge

Kabul, Afghanistan

• Working with FAIDA (Financial Access for Investing in the Development of Afghanistan) as Senior Technical Consultant to provide capacity building assistance to National Cards & Mobile Payment Switch of Afghanistan.
• Developed Technical, Operational Manuals and related documentation.
• Onsite Documentation review sessions with APS teams. During these sessions all the submitted documents were discussed and explained in detail to the APS teams.
• Conducted two (2) capacity building workshops with following agenda:Certification with ParticipantsMonitoring of systemsSwitch Settlement ProcessDispute resolutionImplementation of inter-operability between banks and.
• Workshops and presentation presented toMobile Money OperatorsAfghanistan BanksCentral Bank of Afghanistan (DAB)

Afghanistan, Kabul

• Working with FAIDA (Financial Access for Investing in the Development of Afghanistan) as Senior Technical Consultant for the overall assessment & recommendations on the way forward of National Cards & Mobile Payment.
• Background questionnaire
• Documentation review (including but not limited to Project Contract, Functional Specification document, SLAs, Agreement, System/software documentations and maunal, etc)
• Conference calls
• Industry data collection
• On-site visit consisted of closed group sessions, interviews and workshops with stakeholders.

Lahore

• Achievements
• Launched UPaisa (UBank), mobile money brand in record time of 3 months.
• Successfully transformed mobile payment platform SAP SYBASE 365 to work as: o Mobile banking platform (ABL) o Mobile money platform (HBL)Key responsibilities
• Managed and satisfied the expectations of all the Stakeholders
• Maintained the Best Practices
• Ensured the value of the project for business in time

• Transaction switching middleware to remote banking, card management to EMV compliance, ADCs to Worldwide network (VISA, Master Card) certifications and reconciliation to disaster recovery management, I have worked on a.
• Resource planning and allocation
• Mentoring and managing team members
• Documenting the Functional Specification Document
• Involved in the complete Project life-cycle
• Analysis and consultation for Project requirements with in-house (teams) and clients

• My role included:
• System Certifications, Migration and User Acceptance Tests
• Providing end-to-end technical assistance for numerous e-payments products like of Utility Bill Payment System, ATM Monitoring and Reporting System - InSight, Internet Banking - PRISM, Call Center system - HDA, EJ/EYE.
• Product Trainings / Presentations for Clients and TPS employees
• Technical writing with respect to Product Specification documents
• Accomplishment of Turn Around Time according to SLA

SuperNova Solutions specializes in ERP sales, development, training, implementation and maintenance. I was part of the operational and client service team working on 'ERManager', a comprehensive and state of the art Enterprise Resource Planning (ERP). My responsibilities included:- Consultancy for ERManager- Successful implementation of Sales and Inventory.

Application testing for XuQa.com- Daily tasks consisted of in-depth testing of developed application on local dev server, writing, recording test scenarios and reporting bugs- Thorough communication with the development team for bugs free application

Bce

F. Sc.

Gce O'Levels

Masters Business Administration