In this FinTech company aimed at finding access to finance (A2F) solutions, I am responsible for: • Business origination – idea generation and client/stakeholders identification• Handling project management• Developing financial schemes (including architecture, governance, etc.) • Designing and testing key business processes related to these schemes• Identifying and negotiating the participation of local service providers• Drafting business requirements (legal… Show more In this FinTech company aimed at finding access to finance (A2F) solutions, I am responsible for: • Business origination – idea generation and client/stakeholders identification• Handling project management• Developing financial schemes (including architecture, governance, etc.) • Designing and testing key business processes related to these schemes• Identifying and negotiating the participation of local service providers• Drafting business requirements (legal, technology, operational, etc.) • Facilitating access to multilateral organisation & donors Show less

Development of a financial sustainability plan for the Micro small and medium Enterprises Development Agency (MSMEDA). The primary objective of the assignment is to evaluate the current financial sustainability of MSMEDA and provide recommendations to its board to improve its financial stance and redress any imbalances. My responsibilities include: • Conduct a comprehensive financial analysis to evaluate the current financial sustainability of MSMEDA.• Evaluation of financial planning… Show more Development of a financial sustainability plan for the Micro small and medium Enterprises Development Agency (MSMEDA). The primary objective of the assignment is to evaluate the current financial sustainability of MSMEDA and provide recommendations to its board to improve its financial stance and redress any imbalances. My responsibilities include: • Conduct a comprehensive financial analysis to evaluate the current financial sustainability of MSMEDA.• Evaluation of financial planning, budgeting, and risk management practices• Benchmarking against similar institutions, both nationally and internationally • Develop a financial model including scenarios and sensibility analysis • Provide recommendations for MSMEDA´s financial sustainability Show less

Consultancy Support to CABEI under the LAIF Green MSME Program - Partial Credit Guarantees Component. The overall objective of this assignment is to support to the Central American Bank for Economic Integration (CABEI) as administrator in the design of the guarantee fund, its implementation, monitoring and continuous improvement of the fund's design.

Inclusive Digital Finance Initiative - Proposed Investment Programme (PIP). As part of its future project pipeline in North Africa, KfW is currently working together with the EU to establish a novel mechanism for KfW to provide loans, financial guarantees as well as technical assistance for projects which shall enable digital financial inclusion. The overall objective of this assignment is to support KfW Banking Group in compiling all necessary information and preparing the PIP for applying for… Show more Inclusive Digital Finance Initiative - Proposed Investment Programme (PIP). As part of its future project pipeline in North Africa, KfW is currently working together with the EU to establish a novel mechanism for KfW to provide loans, financial guarantees as well as technical assistance for projects which shall enable digital financial inclusion. The overall objective of this assignment is to support KfW Banking Group in compiling all necessary information and preparing the PIP for applying for financial support via the EC EFSD+ Guarantee. Show less

Value Chain Financing in Egypt. The overall objective of this project is a) to improve value chains around lead companies and puts a focus on developing suppliers, distributors and business development service b) to improve the sectorial knowledge of the financial sector in Egypt about Value Chain Financing and aims to offer Technical Assistance programs for financial institutions. My responsibilities at this stage include: • Prepare the training materials and structure for the module… Show more Value Chain Financing in Egypt. The overall objective of this project is a) to improve value chains around lead companies and puts a focus on developing suppliers, distributors and business development service b) to improve the sectorial knowledge of the financial sector in Egypt about Value Chain Financing and aims to offer Technical Assistance programs for financial institutions. My responsibilities at this stage include: • Prepare the training materials and structure for the module “Digital Financial Services in Value Chain Financing” using adult learning methodologies. • Deliver the module as an online course to Egyptian Banks and Non-Banking Financial Institutions. • Complete a training report on experiences made from the course delivery and lessons learned Show less

Evaluation of the European Union’s External Financing Instruments for the 2014-2020and 2021-2021 Multiannual Financial Frameworks. The general objective of this evaluation is to provide the relevant EU institutions and services, stakeholders and the wider public with an independent assessment of past and current achievement of the objectives set out in the EU external financing instruments. I am co-responsible for:• Represent the project’s team vis-à-vis counterparts and… Show more Evaluation of the European Union’s External Financing Instruments for the 2014-2020and 2021-2021 Multiannual Financial Frameworks. The general objective of this evaluation is to provide the relevant EU institutions and services, stakeholders and the wider public with an independent assessment of past and current achievement of the objectives set out in the EU external financing instruments. I am co-responsible for:• Represent the project’s team vis-à-vis counterparts and stakeholders.• Carry out the evaluation tasks related to the EFSD and EFSD+, including developing key methodological elements (data collection and analysis, validation, synthesis and reporting) • Drafting, reviewing and editing all deliverables produced • Respond to and – where suitable – integrate feedback from the Contracting Authority into all services and deliverables. Show less

Feasibility Study on Options for an EU Strategy for Exports Credits. The objective of the study is to explore what options are available for the European Union to increase its capacity to project its influence via export finance, including strengthening the competitiveness of EU exporters, fighting climate change, and advancing international development cooperation and international connectivity. I am responsible for • Co-design the study, including the data collection tools and methods of… Show more Feasibility Study on Options for an EU Strategy for Exports Credits. The objective of the study is to explore what options are available for the European Union to increase its capacity to project its influence via export finance, including strengthening the competitiveness of EU exporters, fighting climate change, and advancing international development cooperation and international connectivity. I am responsible for • Co-design the study, including the data collection tools and methods of analysis (both quantitative and qualitative); • Research on issues related to complementarity and policy impact of credit exports in relation to EU strategic objectives, policies, and tools (e.g., Global Development, Green Deal, Connectivity).• Study the specific needs of SMEs on relation to export finance• Co-drafting all reports and annexes related to this study. Show less

Strategy and financial modelling. The overall objective of this project is to develop a holistic and practical strategy along with detailed financial modelling and projections for a Fintech, which is developing digital agri-finance lending platforms. My responsibilities include: • Develop strategy /business plans, project budgets and implementation plans along with a roadmap for scale up. • Developing comprehensive financial models for the digital platforms based on market sizing and… Show more Strategy and financial modelling. The overall objective of this project is to develop a holistic and practical strategy along with detailed financial modelling and projections for a Fintech, which is developing digital agri-finance lending platforms. My responsibilities include: • Develop strategy /business plans, project budgets and implementation plans along with a roadmap for scale up. • Developing comprehensive financial models for the digital platforms based on market sizing and translating these into simple interpretations using standard templates and operational plans.• Help IFC client think through the strategies to be followed for the rollout and scale-up of the digital platforms making use of the financial modelling tool.• Support IFC investment efforts, by interacting with the Financial Institutions Group industry department, as well as other relevant investment departments in IFC (ICT, MAS). This includes supporting the vetting of potential investment clients, pipeline identification and participation in joint investment-advisory appraisals, where appropriate. Show less

The GET.invest Finance Readiness Support Programme enables locally owned and managed clean energy businesses to access finance. I provide hands-on, in-depth business development advice and coaching along its fundraising journey to KYA-Energy Group, an international solar company. Some of its main products include solar home and business systems and solar hand-washing kits and streetlights as well as a software for solar PV sizing and simulation

Pro Climate Approach Technical Assistance Facility - Climate Action Plan for Banpro Nicaragua. The overall objective of this project is to create a climate strategy and a climate action roadmap for Banpro. My responsibilities include:• Awareness & knowledge building on climate change and its impact among key stakeholders, including the bank´s Board, and Senior Management as well as other relevant staff. • Conduct a preliminary assessment of Banpro’s exposure to climate-related risks and… Show more Pro Climate Approach Technical Assistance Facility - Climate Action Plan for Banpro Nicaragua. The overall objective of this project is to create a climate strategy and a climate action roadmap for Banpro. My responsibilities include:• Awareness & knowledge building on climate change and its impact among key stakeholders, including the bank´s Board, and Senior Management as well as other relevant staff. • Conduct a preliminary assessment of Banpro’s exposure to climate-related risks and potential financial impact, including an initial credit risk assessment.• Analyse lending portfolio to identify potential untapped climate finance opportunities.• Draft a climate strategy and a climate action roadmap. Show less

Facilitating Small Enterprise access to finance by scaling up innovative Financial Institutions(FIs) – Phase 3. The overall objective of the assignment is to assist the MSME alternative finance providers to scale up their activities by increasing their readiness to access funding, particularly from EU DFIs. My responsibilities include: • Developing a self-assessment tool kit to measure FIs’ readiness for acquiring funding from EU DFIs or investment vehicles through a participatory approach… Show more Facilitating Small Enterprise access to finance by scaling up innovative Financial Institutions(FIs) – Phase 3. The overall objective of the assignment is to assist the MSME alternative finance providers to scale up their activities by increasing their readiness to access funding, particularly from EU DFIs. My responsibilities include: • Developing a self-assessment tool kit to measure FIs’ readiness for acquiring funding from EU DFIs or investment vehicles through a participatory approach with funders. • Organizing national workshops to facilitate the match making between EU DFIs, investment vehicles, and FIs.• Present and train participants on the toolkit and accompanying guidelines Show less

Consultancy support for Access to Finance Interventions under EFSD+. The objective of the assignment is to provide support to the EIB in preparing and writing a Proposed Investment Programme (PIP) related to promoting and improving Access to Finance for MSMEs for requesting funding to the EC under the EFSD+ Open Access Guarantee.

Facilitating Small Enterprise access to finance by scaling up innovative Microfinance Institutions (MFIs) – Phase 2. The overall objective of the assignment is to enhance access to finance to MSMEs through MFIs through dialogue and the exchange of policies in the South Med region. My responsibilities include: • Prepare the methodology and execute desk research to collect data on 1) policies for alternative finance 2) gender lending 3) missing middle or very small enterprises lending.•… Show more Facilitating Small Enterprise access to finance by scaling up innovative Microfinance Institutions (MFIs) – Phase 2. The overall objective of the assignment is to enhance access to finance to MSMEs through MFIs through dialogue and the exchange of policies in the South Med region. My responsibilities include: • Prepare the methodology and execute desk research to collect data on 1) policies for alternative finance 2) gender lending 3) missing middle or very small enterprises lending.• Identify (EU and regional) good practices in the MF sector and conduct a comparative mapping• Develop a report to summarize the findings and proposing a way forward. • Conduct a regional webinar on polices and regulation for improving the role of MFIs Show less

The objective of the assignment is to provide technical and financial expertise for monitoring and advising on existing Latin American Investment Fund (LAIF) projects, as well as on new project proposals. My responsibilities include:• Advising on the strategic use of funds / blended finance / innovative financial instruments, including grants, equity, guarantees, and debt instruments for EU priorities sectors, including climate change, urban development, RDT, innovation/start ups (ICT)… Show more The objective of the assignment is to provide technical and financial expertise for monitoring and advising on existing Latin American Investment Fund (LAIF) projects, as well as on new project proposals. My responsibilities include:• Advising on the strategic use of funds / blended finance / innovative financial instruments, including grants, equity, guarantees, and debt instruments for EU priorities sectors, including climate change, urban development, RDT, innovation/start ups (ICT), renewable energies, biodiversity, SME support, and social development• Reviewing and monitoring of ongoing LAIF projects• Developing training materials related to Development Banking, Funds, Impact Investment, Blended Finance and Innovative Financial Instruments• Visit Head Offices of key LAIF development cooperation partners to discuss projects, strategies, and opportunities for further cooperation Show less

Analysis of market failures in pre-identified areas and sectors, for the planning of EFSD+ within EU Neighbourhood and Enlargement Countries. The overall objective of this study is to provide DG NEAR with an overview of key market failures and sub-optimal investment situations to which the EC should respond when setting up investment windows under the EFSD+ Guarantee and updating investment priorities to be addressed by the EU’s respective blending platforms, namely the Western Balkans… Show more Analysis of market failures in pre-identified areas and sectors, for the planning of EFSD+ within EU Neighbourhood and Enlargement Countries. The overall objective of this study is to provide DG NEAR with an overview of key market failures and sub-optimal investment situations to which the EC should respond when setting up investment windows under the EFSD+ Guarantee and updating investment priorities to be addressed by the EU’s respective blending platforms, namely the Western Balkans Investment Framework and the Neighbourhood Investment Platform. My responsibilities include:• Co-design the study, including the data collection tools and methods of analysis (both quantitative and qualitative); Identify key obstacles hampering MSME access to finance, which are common to different NEAR countries and regions of operation;• Produce a short analysis of available instruments supported by the EC in different regions of operation (Southern and Eastern Neighbourhood, Western Balkans, and Turkey);• Perform an analysis of potential innovative instruments that could enhance access to finance for MSME in NEAR countries and regions and that could be supported by EU blending and budgetary guarantees;• Co-drafting all reports and annexes related to this study. Show less

Feasibility Study on Options for Strengthening the Future European Financial Architecture for Development. The specific purpose of this study, which is being conducted remotely through online research and interviews, is to analyse three scenarios underlying the creation of a European Climate and Sustainable Development Bank (one based on based on the EBRD and the external financing activities of the EIB, another based on a EIB subsidiary, and a last one on maintaining the Status Quo of the… Show more Feasibility Study on Options for Strengthening the Future European Financial Architecture for Development. The specific purpose of this study, which is being conducted remotely through online research and interviews, is to analyse three scenarios underlying the creation of a European Climate and Sustainable Development Bank (one based on based on the EBRD and the external financing activities of the EIB, another based on a EIB subsidiary, and a last one on maintaining the Status Quo of the financial development architecture with changes to improve its effectiveness). Responsibilities include: • Co-design the study, including the data collection tools and methods of analysis (both quantitative and qualitative); • Assess the operational capacity and readiness of the EBRD & EIB to a significant broadening of their operations in the medium and long term, both geographically (particularly in SSA, LDCs, and fragile states) and thematically (most notably with respect to climate finance) by studying their mandates, business models, operations, and development finance tools and products;• Compare the three scenarios and allowing for a clear understanding of the added value of each of them in terms of efficiency, cost, speed of implementation, visibility, development impact and alignment with EU policy objectives;• Co-drafting all reports and annexes related to this study. Show less

Feasibility Study on SME Finance via an apex structure. The objective of this online study is to analyse the feasibility of an apex-mechanism for SME financing in Ethiopia and to provide a detailed proposal of a potential project design. Responsibilities include: • Data collection and quantitative and qualitative analysis of the existing activities of private commercial banks in SME lending: products offered, banks which are actively lending to SME and their percentage of SME lending in the… Show more Feasibility Study on SME Finance via an apex structure. The objective of this online study is to analyse the feasibility of an apex-mechanism for SME financing in Ethiopia and to provide a detailed proposal of a potential project design. Responsibilities include: • Data collection and quantitative and qualitative analysis of the existing activities of private commercial banks in SME lending: products offered, banks which are actively lending to SME and their percentage of SME lending in the portfolio, numbers of the respective loan portfolios: loan volumes (min, max, average), loan maturities, NPL, general requirements to the borrower if any, collateral requirements; • Propose a mechanism to approach potential participating commercial banks (at least 3 eligibility criteria, selection procedure etc.);• Examine the question whether the envisaged program shall include the financing of investments only or whether also working capital shall be financed;• Evaluate TA support needs for the introduction of specialized SME – loan products and of respective sound guidelines and procedures; subsequent on-the-job-training during the first months of selling the new loan products. Show less

SME Finance Manager with overall responsibility for all related SME issues of the AB Banks’s network in Azerbaijan, Brazil, Liberia, Georgia, Madagascar, Nigeria, Rwanda, Tajikistan, Tanzania, and Zambia. My duties include:• Definition and development of the SME finance strategy for AB Banks's network• Design, review, and standardization of SME products, operations, and training methodologies• Strengthening SME related risk management operations and reporting systems• Provide… Show more SME Finance Manager with overall responsibility for all related SME issues of the AB Banks’s network in Azerbaijan, Brazil, Liberia, Georgia, Madagascar, Nigeria, Rwanda, Tajikistan, Tanzania, and Zambia. My duties include:• Definition and development of the SME finance strategy for AB Banks's network• Design, review, and standardization of SME products, operations, and training methodologies• Strengthening SME related risk management operations and reporting systems• Provide advice and hands on support to AB Banks’ network of SME departments• Financial Sector Studies Show less

•Developing and/or fine-tuning the systems and procedures of a Credit Guarantee Fund / APEX Institution (Afghan Credit Support Program - ACSP).•Review and redesign of credit assessment processes and methodology of partner banks (including credit policies, procedures, and Excel based appraisal forms). •Interim SME Manager of one partner bank (Afghan International Bank)•Carrying out the credit guarantee appraisals on behalf of ACSP and participation in credit committees as a voting… Show more •Developing and/or fine-tuning the systems and procedures of a Credit Guarantee Fund / APEX Institution (Afghan Credit Support Program - ACSP).•Review and redesign of credit assessment processes and methodology of partner banks (including credit policies, procedures, and Excel based appraisal forms). •Interim SME Manager of one partner bank (Afghan International Bank)•Carrying out the credit guarantee appraisals on behalf of ACSP and participation in credit committees as a voting member.•Design of loan tracking systems and improving of monitoring procedures.•Training, on-the-job training and one-on-one coaching of loan officers of the partner banks and credit analysts of ACSP. Show less

•Acquisition of projects.•Preparation of technical and financial proposals for financial sector development projects for major bilateral and international donors (IFC, World Bank, EU, EBRD, IADB, ADB, KfW, GTZ, etc.).•Backstopping of projects/ Project Management.•Short-term missions abroad as a financial systems development consultant.

Consulting firm focused on the development of Eastern Germany.•Identification and pursue of investors and candidate companies.•Development and management of a transaction database that matches companies and investors (Private equity firms.)•Training the personnel in the use of the transaction database

•Set up of the SME Credit Department of Novobanco (“pro Credito”).•Development of SME manuals and implementation of policies and procedures.•SME Credit analysis.•SME Portfolio Risk Management.•SME Products development & marketing.•Various training courses for SME loan officers on credit technology, financial analysis and risk assessment.

Consultancy for a tourism project.•Production of an economic report on Isla Mujeres.•Evaluation of economic implication of contracts.•Design of instruments to measure the impact of marketing campaigns.•Consolidation of an SME inter-firm network.

International Counter - Department focused on Private and Corporate Banking for foreign clients. My duties included: •Financial services advisory (Funds, Equities, Pensions).•Current account management.•Relocation assistance (firms and individuals).•Loan negotiations.

International organization aimed at fighting corruption. My duties included:•Establishment and consolidation of a network of national branches in Latin America.•Identification of reliable partners in Portuguese speaking countries in Africa.•Development and follow-up on the budgeting system.•Design of anti-corruption instruments.