Felipe Balseiro Coelho Email & Phone Number

California, United States

California, United States

San Francisco, California, United States

Leads a team of managers and analysts for different Credit Risk Functions like Loss Forecasting and Allowances (incl. CECL and Stress Testing), Collections Strategy, Portfolio Management, Finance Planning, and support for Loan Origination Strategy. Other key Activities:Personal Loans (PL) Industry insights and Competitor analysis.In-depth studies on Consumer Lending, focusing on PL Origination Trends, Pricing practices, Loan Performance and Prepayment trends across different peer groups like Banks, Fintech’s, Credit Unions, and others. Close relationship with Credit Bureaus and Online Data Consortiums to map lending practices in the marketplace.

San Francisco Bay Area

- Delinquency Forecast Model to support Collections Capacity Planning and Agent Goals Setting. - CECL Modeling and Stress Testing.

Arlington Heights,Il - Us

- Managed onshore and offshore teams for the development of IFRS9 Impairment Models for Retail Portfolios (Cards, Personal Loans, Auto and Mortgages) in UK, France, and other European Countries. - Constant interaction with analytics centers in other countries to propose new methodologies, train new analysts, exchange best practices and establish a streamlined modeling framework (data sourcing, modeling steps and documentation). - Managed the Model Risk of PRA Stress Test models across all regions. Supported Model Inventory and findings remediation.

Curitiba E Região, Brasil

- Development of IFRS9 models for Brazilian retain portfolios like Cards, Mortgages, Personal Loans and Overdraft.

- Development of Custom Scorecard Models for clients across different industries like Banks, Finance Companies, Insurance and Telco. Models covered the whole consumer credit life cycle, from Acquisition to Collections.- Responsible for the ‘DataLab’, an innovation team focused on advanced techniques for credit attributes development based on Statistical and Data Mining techniques, Clustering, Decision Trees, Artificial Neural Networks, Genetic Algorithm and Text Mining.

Campinas E Região, Brasil

- Analytical support for MOTOROLA Inc., precisely on for their Mobile devices division. - Data Collection and Analysis; statistical modeling for software quality metrics prediction. VBA Macros development to support Software Testing management.

Certificate, Data Science

Activities and Societies: Data Science Boot CampProgram focused on the practical technical skills on Python, JavaScript, SQL Databases.

Lato Sensu Graduate Degree, Analytical Intelligence

Bachelor’S Degree, Statistics