• Contact and meet with prospective clients to develop and maintain referral sources.• Engage with real estate agents, financial advisors, and other potential referral sources to develop borrower leads.• Take mortgage loan applications and prepare effective loan proposals: • Determine a consumer’s needs and offer the appropriate product• Originate loans for appropriate amounts, rates, and terms that comply with available program guidelines• Provide consumers with a superior level of customer service: • Quickly and accurately answer all customer inquiries in a professional manner.• Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate.• Provide assistance to applicants and solve all problems that may arise between application and settlement• Stay informed of developing trends in the mortgage industry• Attend/assist with scheduled meetings, training sessions and courses• Maintain compliance with all industry-specific federal and state licensed activity requirements and Lighthouse Mortgage Solutions Code of ConductMortgage Loan Officer, NMLS # 2303994 (CA, FL, GA, MN, MO, NJ, NY, TX)Company NMLS: 2348394https://www.lighthousemtg.com/fmercado/

• Help customers define their goals, explain the home buying/selling process, then match them with the right mortgage lender that will provide the best service toward being preapproved for a home loan• Match customers with a hand-picked accredited real estate agents that are screened, interviewed, and approved prior to joining our referral network• Streamline communication by creating multiple weekly touch points and regular status updates to keep our customers and referral partners connected and in the know through closing• Generate targeted candidate leads for real estate transactions (purchase or sell a property)• Form business relationships with real estate brokerages and mortgage lenders to help ensure customers are matched with the best available agent and mortgage loan originator• Follow up with customers, referral agents, brokers, and mortgage loan originators to continue the relationship after closing for repeat business and more referralsLicensed Real Estate Broker Associate Member of the National Association of REALTORS® (NAR) REALTOR®What is MSquaredRE?MSquaredRE is a real estate referral concierge service for home buyers, sellers, real estate agents and mortgage lenders across the country. It’s a one-stop shop for all of your home buying or selling needs. No matter where you are in the country, we can help you get lender preapproved and matched with a highly qualified agent. We work with you throughout the entire process, from start to sold!Follow MSquaredRE:https://MSquaredRE.com/Twitter: https://twitter.com/MSquared_REInstagram: https://www.instagram.com/msquaredre/Facebook: https://www.facebook.com/MSquaredRE

• Solicit clients by promoting the brokerage, networking, marketing, and offer real estate services to prospective clients • Collaborate with contractors, home inspectors, attorneys, and other external stakeholders involved in various real estate transactions • Provide information on legal guidelines, rates, specifications, and property availability to clients • Partner with clients to buy, sell, and rent properties within the identified target market • Negotiate between buyers and sellers to facilitate contractual agreements that are in the best interests of all parties involved • Draft sales and purchase contracts to be completed upon the closing of real estate transactions • Ensure that all real estate transactions are in compliance with applicable laws and regulations relating to the purchase, sale, or lease of properties • Successful sales record • Ability to work independently and able to manage teams of referral agents across the country • Exceptional interpersonal skills • Solid negotiation, sales, and communication skills • Responsible and ethical Licensed Real Estate Broker Associate Member of the National Association of REALTORS® (NAR)REALTOR®

Own founder-level responsibility, such as building out the technical side of the business, setting the overall vision, secure funding, bring resources, and market the brand.AKQYS is the most technically advanced smart asset tracker of its kind. It pushes the limits of technology and strengthens the connection companies, personnel, assets and local authorities.Since May 2015, Team AKQYS achieved a successful proof of concept, graduated Starter Studio (non-profit venture accelerator in Orlando, FL), began beta testing their MVP at airports worldwide, launched their website, graduated VentureScaleUp (a second stage business accelerator in Orlando, FL), continues to conduct customer validation interviews (more than 363 to-date), are building out their back-end & app, have a strong sense of what it takes to launch a startup, have been featured in the media and are in talks with key partnerships.2nd PATENT APPROVED, working on our third.

• Procure new loan applications that result in funded loans• Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures. This must be done in coordination with processing as well as underwriting• Adhere to all company standards, including, but not limited to production minimums and customer service• Educate borrowers on current offerings and programs for which they qualify• Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan• Present complete and accurate files to the Processor• Prospect for new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients • Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, overlays, and HUD guidelines• Ensure maintenance of a current license to perform Loan Originator duties within their assigned branch• Comply with local, state and federal laws regarding position• Conduct business in an ethical manner and in the best interest of the company• Deal with upfront sales/daily issues, questions, concerns (with loan offers, production coordinators, processors, etc.)• Push the “pipeline” from opening the loan to funding the loan and assist in each step along the wayMortgage Loan Officer, NMLS # 2303994 (CA, FL, GA, MN, MO, NJ, NY, TX)Sanford, FL Branch - NMLS # 2388712

• Managing budgets/fiscal responsibilities, and enforce/comply with governing documents• Ensure order is maintained during Board meetings and parliamentary procedures• Facilitate the decision-making process; sign contacts and other legal documents; serve as a spokesman for the HOA; and take charge of the day-to-day operations• Ensure a smooth flow of business and serve as an informed source about association rules, bylaws and governing documents

• Provided guidance and assisted sellers and buyers in marketing and purchasing property for the right price under the best terms • Determined clients’ needs and financials abilities to propose solutions that suited them • Intermediated negotiation processes, consulted clients on market conditions, prices, mortgages, legal requirements, and related matters, ensuring a fair and honest dealing • Performed comparative market analysis to estimate properties’ value • Displayed and marketed real property to possible buyers • Prepared necessary paperwork (contracts, leases, deeds, closing statements etc.) Maintained and updated listings of available properties • Cooperated with appraisers, escrow companies, lenders, and home inspectors• Developed networks and cooperated with attorneys, mortgage lenders and contractors Promoted sales through advertisements and listing services • Remained knowledgeable about real estate markets and best practices • Proven working experience as a Real Estate Salesperson • Proven track of successful sales record • Ability to work independently combined with excellent interpersonal skills • Strong sales, negotiation, and communication skills Licensed Real Estate Sales Associate Member of the National Association of REALTORS® (NAR)REALTOR®

• Worked with media executives, celebrities, designers, retailers, talent, models/model agencies, photographers, makeup artists, hair stylists, beauty artists, personal trainers and the media• Presented creative/style concepts with talent, client and brand• Oversaw planning of web site development, layout and organization of the site, color schemes and build images to use (Photoshop, illustrations, videos, etc.), and other matters concerning overall web/graphic design• Monitored and maintained website using commercial and custom tools• More than 10 years of project leadership, management, planning, and communication experience, highly organized, self-motivated, creative, resourceful, professional, upbeat, energetic, collaborative, flexible, and able to take both initiative and direction• Hosted and conducted meetings to ascertain client needs and functionality requirements• Authored content and documentation for blog and professional web sites• Worked productively as a manager on many multidisciplinary web development teams• Improved team performance by building team cohesiveness, leading, mentoring, training, and motivating in order to facilitate cooperation, ensure project efficiency, and boost morale

• Worked with media executives, celebrities, talent, models, photographers, makeup artists, hair stylists, beauty artists• Presented creative/style concepts for and with talent, client and brand• Provided expert advice and creative direction to talent for advertising commercials, branded web video segments and educational videos• Worked closely with talent, producers, art directors, photographers• Liaised with executives, fashion designers, retailers, the media, talent, models/model agencies, photographers, makeup artists, hair stylists, beauty artists, personal trainers and the media• Presented creative concept and mage with clients and brandsMajor brands include: Kraft, Proctor and Gamble, Aleve, Duncan Heinz, Yoplait, Crocs, Huggies, KMart, Pepsi, Microsoft, Mucinex, Graco, Chase, Country Crock, Mary Kay, Oxytrol, AllRecipies, Sherwin-Williams for HGTV, Mohawk, Splenda, Fabreze, Snuggle, Kelloggs, Crisco and more.Utilized: Quickbooks, MSOffice, Adobe Premiere, Wordpress and more

• On-camera for a broad range of topics including fashion, beauty, lifestyles, personal image, celebrities, careers, etc. for television and on-line broadcast• Provided expert advice and creative direction to on-air talent

• On-camera reporting and creation of packages and segments for air • Initiated, research, write and co-produce stories & trend reports for a broad range of topics including fashion, beauty, lifestyles, personal image, celebrities, relationships, careers, etc. for print, on-line broadcast • Provided expert advice and creative direction to on-air talent

• Managed the company's communications with impact and clarity, reflecting the company's business objectives• Worked directly with clients in close collaboration with all media support including, and not limited to: national and regional consumer, lifestyle, trade and business in broadcast and media services• Created pitches and sourced leads to increase brand awareness in social networks by entertaining and establishing relations with key people is an integral part of our client’s exposure• Used creative and innovative strategic thinking in a challenging and competitive industry integrating traditional and new media strategies that ultimately contribute to our client’s bottom line • Oversaw planning of Web site development, for the layout and organization of the site, the types of colors or images to use (photos, illustrations, videos, etc.), and other matters concerning overall graphic design • Coordinated, managed and hosted speaking engagements, developed content and managed key messages, and was key trusted advisor, providing recommendations on appropriate proactive and reactive communication requirements and opportunities that affected external and internal audiences• Worked with global colleagues and clients, prepared key presentations – including talking points for major brands, customers, executives and production meetings• Often quoted and featured in fashion magazines and feature stories providing tips and short product write-ups for various magazines• Produced, directed and styled photo shoots from start to finish related to: children, products, models, editorial, fashion/trunk shows, coordinated and manage photography and beauty staff

• Received assignments and evaluated news leads and news tips to develop story ideas• Gathered and verified factual information regarding story through pre-interview, observation, and research anchors and develop sources and contacts for story development• Organized materials, determined emphasis, and wrote story according to prescribed editorial style and format standards• Wrote stories and assisted in editing videos to illustrate stories for broadcastUtilized: Wincue, Shop Window, VF Video Check, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, and Microsoft Internet Explorer, Adobe Premiere

Senior Associate, US China Business Center (CBC) • Co-managed a team of 74 consultants • Coordinated annual marketing strategy and budget • Performed information research, design presentations and wrote internal announcements promoting services, activities and other deliverables• Established and maintained relationships with key marketing associates and worked with internal and external graphic designers to develop group logo and tradeshow booth graphics• Registered, organized and managed trade show booth at conferences (i.e. arranged audio visual needs, obtained and set-up AV equipment, overhead projectors, LCD panels, speaker stations for meetings and conferences)• Defined resource needs (e.g., people, space, equipment, services) and provided recommendations • Collected, reviewed and approved departmental time sheets, expense reports and evaluations • Served as primary contact for questions or issues related to financials, occupancy costs, budget, expenses, accounts receivables, accounts payable and debit/credit advice’sUtilized: MS Word, MS Excel, MS PowerPoint, MS Schedule +, Reflections for IBM, Knowledge @ Work for Windows