Mortgage Loan Originator
Current• Contact and meet with prospective clients to develop and maintain referral sources.• Engage with real estate agents, financial advisors, and other potential referral sources to develop borrower leads.• Take mortgage loan applications and prepare effective loan proposals: • Determine a consumer’s needs and offer the appropriate product• Originate loans for appropriate amounts, rates, and terms that comply with available program guidelines• Provide consumers with a superior level of customer service: • Quickly and accurately answer all customer inquiries in a professional manner.• Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate.• Provide assistance to applicants and solve all problems that may arise between application and settlement• Stay informed of developing trends in the mortgage industry• Attend/assist with scheduled meetings, training sessions and courses• Maintain compliance with all industry-specific federal and state licensed activity requirements and Lighthouse Mortgage Solutions Code of ConductMortgage Loan Officer, NMLS # 2303994 (CA, FL, GA, MN, MO, NJ, NY, TX)Company NMLS: 2348394https://www.lighthousemtg.com/fmercado/