Primary duties include analyzing information from credit applications and credit reporting agencies to make a credit decisions. Negotiate terms and credit decisions with clients, determining risk vs. rewards to ensure credit quality. Follow up with credit decisions to maximize capture ratios. Adhere to all lending policies and procedures.

Arranging financing for all types of vehicle transactions. ( Purchases,Leasing, Lease End Buyouts and Refinance) Getting Pre-Approved can save time and hassle. If the credit is less than stellar, We are able to offer alternatives fiance options

Managed multi accounts and cultivated relationships with high profile clients .• Promoted into leadership roles based on demonstrated success in taking risks, executing strategy, and breaking into highly competitive markets.• Developed seasonal business strategies that produced positive retail sales and shipments by utilizing my negotiation skills, execution of special events, merchandising, sampling, and promotional programs.• Recruited, screened, interviewed, and coached sales associates utilizing Talent Plus success factors. SpecialtiesTalent Acquisition, Training and DevelopmentLeadership

I headed the loan process from beginning to end. Took care of filing all the necessary paperwork and documents to ensure that our clients got the best loans possible.

I led the finance team and met goals consistently for each quarter.

I helped customers obtain loans and financing. Working very closely with banks and lenders I was able to secure loans for my customers at the best interest rates possible.

I managed a team of 20 financial professionals and trained them on proper practices. I educated them on financial terms and negotiations with the bank.

I oversaw a team of fiance professionals and ensured that they were properly trained to handle financial questions from our diverse customer base. I also managed relationships between the banks and South Motors.