Feng Zhang personal email
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-- Results-driven Credit Risk and Marketing Executive with 16 years experience in lending and fintech business across US and China. -- Business and people leader with proven success in managing large cross-functional team. Strong track record of initiating and delivering positive changes for the organization. -- Analytical problem solver with proven success in managing large P&L responsibility and credit risk. Experienced in leveraging big data to drive credit and business decisionsSpecialties: Credit Risk Management, Product Development, Statistical Analysis/Modeling, Credit Card Portfolio Management, Portfolio Integration, Consumer Finance Regulations; SAS, TreeNet, CART, Python, SQL
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Chief Executive OfficerXftechShanghai, Cn -
Co-Chief Executive Officer拍拍贷 Jul 2018 - Present上海 -
Chief Operating OfficerPpdai May 2017 - Jun 2018上海Manage the P&L and operation of PPDai's lending and wealth management business -
Chief Risk OfficerPpdai Apr 2015 - Apr 2017Shanghai City, ChinaManage risk function of the entire lending operation, including modeling, credit policy, fraud, collection and recovery. -
Senior Director (Director), Head Of Yield Management, Us CardCapital One Mar 2010 - Apr 2015Mclean, VaManage APR, Fee, Payment, and Customer Retention strategies for 40M+ Capital One brand credit card customers. Responsible for $2B+ Fee revenue and $7B+ Finance Charge revenue. Managed multiple regulatory exams with OCC, Fed and CFPB successfully. Led the CARD Act mandated reevaluation of rate increase for the acquired HSBC portfolios. Founded the EAGLE associate development program for East Asian associates. Built and led a program team of 90+ volunteers. Program enrolled 400+ associates and recognized as the Financial Service industry Diversity Initiative of the Year in 2013. -
Senior Manager, Us Card PartnershipCapital One Jul 2008 - Sep 2010Led valuation analysis and strategy development, including product and credit policy design for partnership deals, including Sony portfolio purchase ($800 million asset) and Kohl's portfolio purchase ($4 billion asset). -
Senior Manager (Manager, Sr. Analyst, Analyst), Us Card Customer AcquisitionCapital One Mar 2003 - Jul 2008Managed the P&L of a credit card segment with 30+ million prospect customers, acquire 150K+ annual new customers. Led product strategy and credit policy development and optimization. Leverage statistical analysis extensively in strategy development. -
Research InternMicrosoft Research Asia Aug 1999 - May 2001Beijing City, ChinaApply statistical and data mining approaches in improving computer processing of Chinese language. Designed a new mobile device Chinese input system that improve input speed by 35%. Co-inventor of two US Patents.
Feng Zhang Skills
Feng Zhang Education Details
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Business Administration -
Computer Science -
Graduate School, The Chinese Academy Of School SciencesComputer Science -
Computer Science And Technology
Frequently Asked Questions about Feng Zhang
What company does Feng Zhang work for?
Feng Zhang works for Xftech
What is Feng Zhang's role at the current company?
Feng Zhang's current role is Chief Executive Officer.
What is Feng Zhang's email address?
Feng Zhang's email address is fe****@****ail.com
What schools did Feng Zhang attend?
Feng Zhang attended Duke University - The Fuqua School Of Business, Virginia Polytechnic Institute And State University, Graduate School, The Chinese Academy Of School Sciences, Tsinghua University.
What are some of Feng Zhang's interests?
Feng Zhang has interest in Swimming, Golf, Bridge.
What skills is Feng Zhang known for?
Feng Zhang has skills like Portfolio Management, Sas, Credit Risk, Credit Cards, Financial Modeling, Statistics, Sql, Vba, Teradata, Decision Trees, Python, C++.
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Feng Zhang
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Feng Zhang
Haidian District -
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