José Fernando Montes De Oca Gatica Email and Phone Number

Oversee and approve the investment portfolio.

Independent board member of the largest self-financing home company in Mexico.

Responsible of the largest rating agency in Mexico, with operations in US and Europe. Leading 90+ coworkers and helping 500+ clients on their financing needs. Focused in increasing company profitability, complying with local and global regulators. Trying to drive innovation in one of the most traditional industries, reflected on the internal business model, app launching and our commitment on the UN sustainable goals. One of the first rating agencies to become ESR (Socially Responsible Company) and GPTW.

Responsible for coordinating the analysis process of more than 40 analysts and analyst directors, from the rating distribution and assignment, to the release of ratings through the corresponding means. My main goal was to increase company efficiency on the analytical side, reduce operating errors, supervise rating quality and develop new methodologies. During this period, I was also in charge of the US operation, based in Houston. Member of the Methodology and Analysis Committees.

I supported the Chief Credit Officer on his activities, including the maintenance of quality and accuracy of HR Ratings ratings´. Lead and support the Infrastructure, Financial Institutions, Public Finance and Corporate teams. Updated and developed current and new asset classes’ methodologies before the SEC. Member of the Methodology and Analysis Committees.

Lead the Financial Institutions, Structured Finance and Mutual Funds Team. The Team assigned more than 200 ratings during this period. Developed the methodology of ABS (Asset Backed Securities), MBS (Mortgage Backed Securities), Servicers and Leasing Companies. Member of the Methodology and Analysis Committees.