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Luis Fernando Ayala Email & Phone Number
Senior Credit Risk Analyst
at
Novicap
LinkedIn matched
✓ Verified August 2026
3 data sources
Profile completeness 100%
Current company
Role
Senior Credit Risk Analyst
Location
Greater Madrid Metropolitan Area, Spain
Company size
Who is Luis Fernando Ayala? Overview
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Quick answer
Luis Fernando Ayala is listed as Senior Credit Risk Analyst at Novicap, a with 84 employees, based in Greater Madrid Metropolitan Area, Spain. AeroLeads shows a matched LinkedIn profile for Luis Fernando Ayala.
Luis Fernando Ayala previously worked as Corporate and SME Risk Analyst at Jb Capital Markets and Corporate & SME Risk Analyst at Jb Capital Markets. Luis Fernando Ayala holds International Mba, Business Administration And Management, General, Mba from Eae Business School.
Company email context
Email format at Novicap
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Novicap
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Profile bio
About Luis Fernando Ayala
Responsible economist with an International MBA, with more than 7 years of experience in financial analysis and credit risk assessment around the world with specializations related to Big Data, SAP and financial Excel. I am characterized by my loyalty, dedication, teamwork, as well as my skills to work with financial systems related to credit analysis.
Listed skills include Microsoft Word, Microsoft Excel, Relaciones Con Clientes, Trabajo En Equipo, and 8 others.
Current workplace
Luis Fernando Ayala's current company
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Novicap
8 roles
Luis Fernando Ayala work experience
A career timeline built from the work history available for this profile.
Corporate And Sme Risk Analyst
Corporate & Sme Risk Analyst
Credit Risk Analyst
Credit risk assessment for retail & corporate counterparties. KPI’s follow-up to being in compliance with Local & CorporateCredit Policies, updating and recalculating internal credit ratings and ensuring all Corporate counterparties credit lines are assessedon an annual basis.Drawing up and presentation of the Entity Credit Risk Committee. International credit lines control and management.Maintain SLA over 95%.
Apr 2022 - May 2024
Financial Risk Analyst
• Analysis customer financial statements and third-party reports • Prepare comprehensive written credit reviews and approve limits up to assigned authority• Communicate with internal stakeholders regarding specific credit situations and/or general credit practices
Jun 2017 - Apr 2022
Business Consultant
Uniblock Cooperativa De Ahorro Y Crédito
• Ensured that all credit adjudication adheres to organization policies and procedures.• Managed administrative and financial affairs.
Nov 2016 - Apr 2017
Junior Consultant
Alma Consulting Bv
• Defined and recommend changes on business process to improve efficiency. Clients: Corte Inglés, Mapfre, Telefónica, etc.• Provided solutions in terms of process, understanding clients requirements.
Dec 2014 - Jul 2015
Mar 2014 - Oct 2014
6 education records
Luis Fernando Ayala education
International Mba, Business Administration And Management, General, Mba
Master Of Business Administration - Mba, Empresariales
Economic Degree, Business/Managerial Economics, Economics And Administration
Master Big Data, Data Processing, Big Data: Arquitectura Y Análisis De Datos
Master En Consultoría Sap Financiera Y Tesorería (Fi & Tr), Accounting And Finance
Master En Consultoría Sap Controlling E Inversiones (Co & Im), Accounting And Finance
FAQ
Frequently asked questions about Luis Fernando Ayala
Quick answers generated from the profile data available on this page.
What company does Luis Fernando Ayala work for?
Luis Fernando Ayala works for Novicap.
What is Luis Fernando Ayala's role at Novicap?
Luis Fernando Ayala is listed as Senior Credit Risk Analyst at Novicap.
Where is Luis Fernando Ayala based?
Luis Fernando Ayala is based in Greater Madrid Metropolitan Area, Spain while working with Novicap.
What companies has Luis Fernando Ayala worked for?
Luis Fernando Ayala has worked for Novicap, Jb Capital Markets, Leaseplan, Crédito Y Caución, and Uniblock Cooperativa De Ahorro Y Crédito.
How can I contact Luis Fernando Ayala?
You can use AeroLeads to view verified contact signals for Luis Fernando Ayala at Novicap, including work email, phone, and LinkedIn data when available.
What schools did Luis Fernando Ayala attend?
Luis Fernando Ayala holds International Mba, Business Administration And Management, General, Mba from Eae Business School.
What skills is Luis Fernando Ayala known for?
Luis Fernando Ayala is listed with skills including Microsoft Word, Microsoft Excel, Relaciones Con Clientes, Trabajo En Equipo, Customer Service, Estrategia Empresarial, Mejora Continua, and Desarrollo Organizacional.
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