Fernando Guevara Email & Phone Number

As a dedicated employee benefits professional, I work closely with benefit brokers and employers to deliver high-quality, affordable healthcare solutions. At Pacific Group Benefits and alongside our trusted administrative partners, we understand that navigating the complexities of employee benefits can be overwhelming. That’s why we prioritize simplifying the process and ensuring it's as seamless and efficient as possible.Our goal is to help employers avoid costly Affordable Care Act (ACA) penalties while offering employees access to low-cost, comprehensive healthcare plans. We are committed to enhancing employee health and wellness, improving enrollment rates, and strengthening recruitment and retention efforts.Our Solutions:1. Minimum Essential Coverage (MEC) – to eligible employees to avoid penalty "A" of $2,970 per employee for the year 2024.2. Minimum Value Plans (MVP) - two strategic approaches of MVP plans to avoid penalty "B": a fine of $4,460 per employee who receives a premium subsidy from the state health exchange. 3. Level Funded Major Medical – Predictable costs with flexible coverage options. Great alternative! 5. Major Medical (only for groups in Nevada)6. Voluntary Employee Benefits – Additional options to enhance employee benefits.We'd like to help you create a benefits plan that fits your business needs and enhances the overall well-being of your employees.

Las Vegs, Nv, Us

Closed due to COVID-19. Two Maids of Las Vegas & Henderson was a residential cleaning service helping and cleaning one home at a time.

An alternative offbeat independent brokerage agency in the market representing a number of carriers with the objective to offer revolutionary employee group benefits to businesses, broker/producer partners & individual families in the community, at a competitive rate in an ever-changing industry.Our Business solutions are: Group Health Insurance (traditional health/self-funded MEC & MV solutions), Dental & Vision, Life Insurance, Disability (short & long term), Accident, Hospital, Critical Illness, Cancer, POP, HSA, FSA, Tele-Health, Legal & Identity Theft Services and much more!!Business owner Exit Strategies: Buy Sell Agreements, Key-Man Insurance, etc..Individual Solutions: Life Insurance (Term or Permanent) Disability Income Protection, Dental, Vision, Legal Shield & Identity Theft, Accident, Critical Illness, With families and individuals we will sit down and listen to your wants, needs, and desires and help with the right insurance portfolio to build a foundation for your families future and insurance financial security.

Las Vegas, Nevada, Us

I educated employers, health insurance brokers/agents and financial advisors on the advantages FreedomCare's Self-Insured healthcare benefits. Backed by FreedomCare as the healthcare administrator -- my main mission was to provide employers with alternatives to the increasingly costly traditional healthcare marketplace. Traveled across country to health insurance at state annual/national conferences and trade shows and exhibited FreedomCare's 100% ACA Compliant employer/employee benefits.Prepared and presented health insurance proposals to brokers/employers. Conducted professional presentations to prospective and existing brokers/employersTraveled to employers job site and explained employees their benefits and enrollmentDelegated administration work to sales assistant Build relationships with new and existing brokers

Springfield, Massachusetts, Us

With my background in banking, joining MassMutual helped me understand the value in helping people protect themselves, their family, wealth and business with insurance and financial services products.

Charlotte, Nc, Us

Reviewed my customers' current consumer and small business banking and loan needs. Introduced new ways of saving strategies, credit card edcuation, small business needs, checking account usage, and home loans.

From May of 2001 to 2002- I serviced existing clients with their current annuity portfolios by providing balances, answered client products questions. Processed market trades, 1035 exchanges and Dollar Cost Averaging services.From 2002-2003 New Business RepresentativeEffectively reviewed, managed and analyzed incoming new business applications. Communicated with agents and clients, and collected missing client information needed to process application to underwriting.

Sold new and used cars to current and new clients.

Bachelor Of Applied Science (B.A.Sc.), International Business

Associate Of Arts (Aa), Business Administration And Management, General