Thomas Clifford Cfa, Cima Email and Phone Number

I represent Fidelity's asset management capabilities to financial institutions around the United States.************Views expressed are as of the date indicated and may change based on market and other conditions. Unless otherwise noted, the opinions provided are those of the author, and not necessarily those of Fidelity Investments.Links to third-party web sites may be shared on this page. Those sites are unaffiliated with Fidelity. Fidelity has not been involved in the preparation of the content supplied at the unaffiliated site and does not guarantee or assume any responsibility for its content.Fidelity Investments Institutional Services Company, Inc.Please go to the following page for additional legal information:http://go.fidelity.com/legal846638.31.0