Filip Lipev Email & Phone Number

Sofia, BG

Sofia, Bulgaria

• Leading financial strategy, driving rigorous cost efficiency, and optimizing processes to support and accelerate Innovaway's ambitious growth in Bulgaria

Sofia, Bulgaria

• Led Financial Planning & Analysis, transforming a EUR 10+ million project from zero profitability to a sustainable multi-million EUR profit with high double-digit margins over three years, contributing to the firm's.
• Optimized expense-related processes, contributing to record-breaking profits while ensuring compliance with international standards
• Provided strategic insights that drove business performance and influenced executive decisions, including leading the first Transfer Pricing tax report with a Big Four firm

Sofia, Bulgaria

• Advised on macroeconomic policies, shaping national economic strategies during pivotal political periods, such as implementing targeted tax cuts to stimulate investment and support households
• Delivered critical economic analyses that guided legislative decisions and policy implementations, including research papers that supported Eurozone accession efforts
• Collaborated closely with policymakers to ensure economic strategies were aligned with national objectives, contributing to sustained economic growth

Kraków Area, Poland

• Directly involved in the design and generation of macroeconomic stress tests, including FRB CCAR, FINMA LPA, EBA, MAS, and group-wide internal runs. Played a key role in the design of Covid-19 stress scenarios during.
• Developed and contributed to the creation of advanced quantitative models for stress testing, financial reporting, and business planning purposes. These models included sophisticated algorithms and methodologies.
• Liaised with senior stakeholders, regulators, and auditors on the expansion of economic scenarios, including those driven by pandemic-related risks and ESG considerations. Ensured alignment with regulatory.

Sofia, Bulgaria

• Performed IRB macro stress tests, reverse stress tests, and sensitivity analysis for ICAAP purposes
• Regular verification of the Economic Capital and Risk Taking Capacity figures, which are regularly presented to senior management (incl. BoD)
• Devised a quantitative model that showed the impact from a (potentially) higher interest rate environment in the euro area on the bank’s mortgage portfolio, which led to pre-emptive measures from the business

Sofia, Bulgaria

• Supervised a three-member investment strategy team, generating top-down investment themes and trade ideas across asset classes, leveraging proprietary quant models and unique on-the-ground insights often overlooked by.
• Participated in daily client interactions on trades and regional views. Published in EU business media outlets. Developed a network of influential contacts in the region to assist in understanding idiosyncratic risks
• Lead analyst for Russia, which was previously covered by the company’s Chief Economist and Managing Director. Supervision role for a number of CEE markets

Sofia, Bulgaria

• Created quantitative models that included hard and soft indicators, which were used for various assessments (e.g. time series analysis) and macroeconomic forecasting purposes
• Produced relevant in-depth reports on economics, central bank decisions and market-moving events (e.g. Latvia’s BoP crisis in 2009, Lithuania’s mini-banking crisis in 2011, Slovenia’s banking crisis in 2013) that.
• Lead analyst for Estonia, Latvia, Lithuania, and Bulgaria, and supporting role for Russia, Georgia, Armenia, and Azerbaijan

Sofia, Bulgaria

• Contributed to Bulgaria’s first securitization deal as part of RBI’s Active Credit Portfolio Management (ACPM) team, assisting in structuring and implementation while gaining valuable experience as securitization.
• Coordinated the EUR 100 million asset transfer to a Special Purpose Vehicle (SPV), liaising with accounting, IT, and legal departments at Raiffeisen Bank Bulgaria and Raiffeisen Bank International to ensure accurate.
• Managed data quality for securitized assets, calculated swaps and underlying payment tranches, ensured alignment with contractual obligations, and prepared detailed presentations, teasers, and reports for key.

Sofia, Bulgaria

• Built and maintained long-term customer relationships, managing deposit products, loans, cards, and accounts, while aligning with sales targets
• Identified customer needs and recommended suitable products, assessing risks for the bank and ensuring alignment with sales goals
• Maximized profits through direct marketing of bank products and managed clients’ credit files, consistently meeting ambitious sales targets

Master’S Degree, Economics (Orientation In Macroeconomic Policy)

• Focus on cutting-edge econometric tools for empirical analysis for cross section, time series and panel data, as well as real analysis.

Bachelor'S Degree, Macroeconomics

• Rigorous program with a broad-range of classes on macroeconomics, mathematics and statistics with focus on modern macro theory and.

High School, Specialist In Air-Conditioning, Ventilation And Heating Engineering

• Preparation for national competitive entrance exams to leading Bulgarian “grandes écoles”, specializing in mathematics and engineering •.