A. Alexis Vining Email & Phone Number

Washington, Dc, Us

Washington, Dc

Washington, District Of Columbia, United States

Top 1% Mortgage Originator in America 2022Top 1% Mortgage Originator in America 2021Top 1% Mortgage Originator in America 20202022 President's Club with 136 Units and $29M in Funding's (100% Purchase)2021 President's Club with 142 Units and $39M in Funding's (100% Purchase)2020 President's Club with 166 Units and $59M in Funding's. (Purchase and Refinance)2022 Freddie Mac Eastern Region HFA Advantage Top ProducerAfter 29 years in the industry, the COVID19 impact to the market enabled me to look at my life through a birds eye lens and really helped me to "repurpose" my life and my ability to help more folks buy homes from all walks of life. The flood gates are opened and I have finally found my true "purpose" at Homeside Financial. Their support to ensure that first time home buyers have competitive 100% financing programs with varying credit scores and the enhancement of a new Doctors Program as well as VA construction loans for our dedicated active and retired military led me to this amazing company. Homeside Financial will be instrumental in the expansion of my "true purpose" community work and in particular working with the Greater Washington Urban League, City First and MANNA aiding with their first time homebuyer program and HUD Certified Educational Classes. Homeside Financial has an amazing Doctor's program and Super Jumbo with lower down payment to $3M with incredibly competitive rates. Looking forward to my new Journey with Homeside Financial and helping YOU !!!!

Dc, Va, Md

I'm a certified HUD Homebuyer Counselor and Instructor, Freddie Mac Certified Credit Counselor and certified Budget/Management adviser. I'm here to help anyone who may find they need any of those services - for FREE. I'm eager to assist you on your next home purchase or strategic refinance. Call my cell 571-992-9998** 2019 Top Performer 138 units (134 purchase 4 refinance) for $44,547,932** 2018 Top Performer 119 units (119 purchase) for $36,088,921** 2017Top Performer 127 units (127 purchase) for $42,078,234** Promoted to CRA Lending Manager (November 2017) and subsequently built a team of 7

Arlington/Alexandria/Dc

Looking to move to the next level of Mortgage Lending.Specializing in First Time Homebuyer loan programs with down payments as low as 3% with No Mortgage Insurance and Jumbo loans up to $8M. Terms apply so call me for specific details (571) 992-9998• #2 CRA Unit Producer in the Nation (November) - 90 days in production• 100% on customer experience survey• 15 closed units for $4.516M with only 120 days in production• Approved Homebuyer Educational Instructor for Citibank approved non-profits

Nmls #1014695

It was a great year in to buy a home !!!!* 2015 - Top Producer mid year with 98 Unit $38,487,805 (100% purchase business)* 2014 - Top Producer of Units with 113 closed loans (all purchases - 9 months in production)* 2014 - Top 1% Producer of total Volume at $38,510,853 (9 months in production)* 2014 - Top 1% NFCU Recipient for "Outstanding" Membership survey response

•Analyze complex closed loan request to ensure they meet the end seller ( Fannie/Freddie) requirements for salability•Expert financial analysis techniques including highly complex Cash Flow Analysis of business and personal tax returns•Expert Analysis of policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk•Responsible for identifying loan deficiencies and pursuing repurchase recourse options with external counterparties•Retrieved, reviewed, distributed and discussed reports related to the underwriting team (conditions team lead)•Monitored compliance issues with state and federal regulations for Fifth Third Mortgage•Expert knowledge of Fifth Third policies and procedures in addition to private investors, government investors and portfolio Credit Policy and Guidelines. Policy expert for FNMA, FHLMC and MI Companies•Strong knowledge of State and Federal laws pertaining to the mortgage banking industry (i.e. RESPA, TILA, ECOA, etc.)•Lending authority to $1M without second signature

Iselin, Nj And Tampa, Fl

•Thorough knowledge of complex personal and/or business financial analysis and an expert inbusiness and personal tax returns and balance sheet analysis•Responsible for reading, understanding and complying with all provisions of the Chase HomeLending Policy•Ensured all credit decisions, including but not limited to policy exceptions, comply withCorporate Policies and Federal & State Fair Lending laws•Responsible for complete and accurate documentation of all credit decisions •Decision (approve/counter/decline) consumer credit requests within assigned Credit Authority•Approve policy exceptions and/or pricing exceptions as prescribed by Chase Home Lending Policy•Knowledge and proficiency in all levels of mortgage underwriting including Agency, Non-Agency, HARP and Specialty First Time Homebuyers programs•Ensured that loan requests met program and product specifications or counter-offered to a different product and/or program when appropriate.•Proven ability to review condominiums, co-op and trusts•Communicated decision (approval, suspense, denial) to appropriate individuals at all levels•Met and Exceeded targets for productivity, quality and customer satisfaction•Ability to work independently with little supervision•Highly motivated and takes initiative•Proficient with the full suite of Microsoft Programs, Automated Underwriting System (Zippy), DU/LP, Customer Relationship Management Software as well as Lender Processing Services (LPS) and Mortgage Servicing & CLOSR•Underwrote/Decisioned 350+ file monthly within full lending authority.•Authorized to underwrite conforming, jumbo and all other advanced credit decisions, including manual underwriting, noted in credit policy•Lending Authority to $850K without second signature

Business Administration And Management, General

Education record